Mint Sap Digitalist Award 2017

Personal
Personal Credit Card NRI Wealth Startup Solutions Corporate MSME Gift City

What's special about us
Customer Service

Help Center Support topics, Contact us, FAQs and more
Login

Are you ready for an upgrade?

Login to the new experience with best features and services

Login to Internet banking

For Loan Accounts
Pay Loan EMI

For Wholesale Accounts
Login to Wholesale Banking (New Portal)
Login

Are you ready for an upgrade?

Login to the new experience with best features and services

Login to Internet banking

For Loan Accounts
Pay Loan EMI

For Wholesale Accounts
Login to Wholesale Banking (New Portal)

IDFC FIRST Bulletin

CKYC Registry

Know More Visit Website

Send funds abroad

Pay Abroad Know More
Customer care hotline 1800 10 888

Customer Service

Help Center Support topics, Contact us, FAQs and more
Customer care hotline Call 1800 10 888

Notifications

Mint SAP Digitalist Award

Mr. V Vaidyanathan, Chairman & Managing Director, Capital First Ltd. has been awarded the Mint SAP Digitalist Award.
Click here to know more

Founder and executive chairman, Capital First Group

Vaidyanathan founded Capital First in 2005 and has over the years nurtured it into a financial powerhouse. In his previous role, he grew ICICI Bank to 1,400 branches in 800 cities. An alumnus of Birla Institute of Technology, Mesra, he completed his Advanced Management Program from Harvard Business School, Boston.

“The way we think about digital is that everybody in this country can be given a loan,” he said. The trick, according to him, is to figure out the right amount, right interest and right tenure that are tailored for specific individuals. Capital First sought to differentiate itself using technology tools and more granular use of data. Explaining that most existing lending firms “left almost 50% of the market untouched”, Vaidyanathan said “digitalization makes sense if you open up the other part of the 50%, which most banks and financial companies have excluded,” he said. “If something can grow the market and add value, it is digital—the rest is just talk,” said Vaidyanathan.