Explore all Credit Cards
FIRST Millennia
FIRST SWYP
FIRST Classic
FIRST Power
FIRST Wealth
Club Vistara
FIRST WOW!
More
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Corporate Banking
Rocket Current Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Gift City
About Us
Investors
Careers
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Popular Searches

Open NowProduct Savings Account
Apply NowProduct Credit Card
Apply NowProduct Personal Loan
Apply NowProduct Current Account
Apply NowProduct Wow Card
Apply NowProduct Home Loan
Apply NowProduct NRI Savings Account
Book NowProduct Fixed Deposit
Apply NowProduct New Car Loan
Apply NowProduct Pre-owned Car Loan
Apply NowProduct Consumer Durable Loan
Apply NowProduct Two Wheeler Loan
Know MoreProduct Pre-owned Two Wheeler Loan
Invest NowProduct Mutual funds
Know MoreProduct Financial Calculators
Get your Lifetime Free Credit Card Now!

Get your Lifetime Free Credit Card Now!

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

Retail Loan Fees & Charges

Apply For Loan
Apply For Loan

Charges

  JLG MHL MEL RPL CV TW UC NC CD
EMI Bounce charges per presentation* Nil Nil 400/- + GST 400/- + GST 400/- + GST 400/- + GST 400/- + GST 400/- + GST 400/- + GST
Late payment/Penal charges/ Default interest/Overdue (per month) Nil Nil 2% per month of unpaid EMI or INR 300, whichever is higher+GST 2% per month of unpaid EMI or INR 300, whichever is higher+GST 2% per month of unpaid EMI or INR 300, whichever is higher+GST 2% per month of unpaid EMI or INR 300, whichever is higher+GST 2% per month of unpaid EMI or INR 300, whichever is higher+GST 2% per month of unpaid EMI or INR 300, whichever is higher+GST 2% per month of unpaid EMI or INR 300, whichever is higher+GST
Cheque Swap charges (per swap)* Nil Nil Rs. 500/-+GST Rs. 500/-+GST Rs. 500/-+GST Rs. 500/-+GST Rs. 500/-+GST Rs. 500/-+GST Rs. 500/-+GST
Foreclosure / Prepayment charges* Nil Nil 4% of the principal outstanding amount + GST (as applicable) 4% of the principal outstanding amount + GST 5% of the principal outstanding amount + GST 5% of the principal outstanding amount + GST 5% of the principal outstanding amount + GST 5% of the principal outstanding amount + GST 5% of the principal outstanding amount + GST
Duplicate No Objection Certificate Issuance Charges* Nil Nil Nil Nil 500/- + GST 500/- + GST 500/- + GST 500/- + GST 500/- + GST
Physical Repayment Schedule * Nil Nil Nil Nil 500/- + GST 500/- + GST 500/- + GST 500/- + GST 500/- + GST
Physical Statement of Account* Nil Nil Nil Nil 500/- + GST 500/- + GST 500/- + GST 500/- + GST 500/- + GST
Document retrieval charges (per retrieval)* Nil Nil Nil Nil 500/- + GST 500/- + GST 500/- + GST 500/- + GST 500/- + GST
EMI Pickup/ Collection Charges* Nil Nil 500 /- 500 /- 500/- + GST 500/- + GST 500/- + GST 500/- + GST 500/- + GST
Easy Buy Card Replacement Fee (If Easy Buy Card Applicable) Nil Nil Nil Nil 100/- + GST 100/- + GST 100/- + GST 100/- + GST 100/- + GST
EBC & Push Card fee(if applicable) Nil Nil Nil Nil 99/- + GST 99/- + GST 99/- + GST 99/- + GST 99/- + GST

calulator

Get in touch with us

Compliment

Give a compliment
Customer Support

Customer Support
Locate Our Branch

Locate our branch