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Rural Current Account Fees & Charges

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Product	IDFC FIRST - Business(Discontinued)	IDFC FIRST - Enterprise (Discontinued)
Average Quarterly Balance (AQB)	Rs. 3,000	Rs. 10,000
Charges for non-maintenance of average quarterly balance (Quarterly)	Rs. 200	Rs. 300
AQB Method	Average of the closing credit balance in the account at the end of each day during the 90 days.
Account Opening Amount	Rs. 3,000	Rs. 10,000

Product	IDFC FIRST - Business(Discontinued)	IDFC FIRST - Enterprise (Discontinued)
Free Cash Deposit-Home Branch (Monthly)	Rs 1 Lakh(Monthly Free)	Rs 10 Lakh(Monthly Free)
Cash Deposit (Non Home Branch) - Free	Rs 1 Lakh (Monthly Free)	Rs 10 Lakh (Monthly Free)
Cash Deposit (above free limit)	Rs3/1000. Min Rs 50/transaction	Rs3/1000. Min Rs 50/transaction
Cash Withdrawal-Home Branch	Free at Home Branches	Free at Home Branches
Cash Withdrawal-Non Home Branch	Free up to Rs 1 Lakh/Month	Up to Rs 5 Lakh
Cash Withdrawal beyond free limit	Rs3/1000. Min Rs 50/transaction	Rs3/1000. Min Rs 50/transaction

Product	IDFC FIRST - Business(Discontinued)	IDFC FIRST - Enterprise (Discontinued)
Intrabank-Fund Transfer-Branch	Free	Free
Intra-Bank Fund Transfer -Internet Banking	Free	Free
RTGS Payment - Branch/Internet Banking	Free	Free
NEFT Payment - Branch/Internet Banking	Free	Free
IMPS-outgoing	Up to Rs 1 Lakh-Rs 5. Above Rs 1 Lakh to Rs 2 Lakh-Rs 15	Free
DD payable at IDFC FIRST BANK locations	Free	Free
DD - Duplicate Issuance	Rs 30/Instrument	Free
DD Cancellation/ revalidation	Rs 30/Instrument	Free
Pay Orders(PO)-On Bank Location issued from any branch/Duplicate PO	Free	Free
DD payable at Correspondent bank locations	Rs 30/Instrument	Free

Product	IDFC FIRST - Business(Discontinued)	IDFC FIRST - Enterprise (Discontinued)
Cheque Deposited-Outward clearing	Rs 50	Rs 50
Due to technical reasons	Nil.(Except signature mismatch. In case of signature mismatch same charges will be levied)	Nil.(Except signature mismatch. In case of signature mismatch same charges will be levied)
Cheque Issued-Inward Clearing	Rs 250	Rs 250
ECS Debit Return charges	Rs 250	Rs 250

Product	IDFC FIRST - Business(Discontinued)	IDFC FIRST - Enterprise (Discontinued)
Intra-Bank Fund Transfer Collection	Free	Free
RTGS Collection	Free	Free
NEFT Collection	Free	Free
ECS Collection - Transaction	Free	Free
ECS Collection - Mandate (New / Modify / Cancel)	Free	Free
Cheque collection-local clearing	Free	Free
Outstation cheque collection- IDFC FIRST Bank Location	Free	Free
Outstation cheque collection-Non IDFC FIRST Bank Location	Rs 50/Instrument	Free
Outstation cheque collection at correspondent bank location and other location: Non MICR cheque/Non CTS cheque	Rs 50/Instrument	Free

Product	IDFC FIRST - Business(Discontinued)	IDFC FIRST - Enterprise (Discontinued)
Cheque Book Facility(Payable at Par)-Free	First 50 Leaves-Free(Quarterly)	Free
Cheque Book beyond Free Limit	Rs 100 for every additional 50 cheque leaves. (Rs 2/cheque leaves)	NA

Product	IDFC FIRST - Business(Discontinued)	IDFC FIRST - Enterprise (Discontinued)
Account Statement Physical (Branch/Channel)	Free-Monthly by e-mail.Physical: Free/Quarter	Free-Monthly(All channels)
Issue of Duplicate/Adhoc statement (Branch/Channel)	Rs 100	Free
Account Closure	Free	Free
SMS/ E mail Alerts	Free	Free
Phone Banking	Free	Free
Net Banking	Free	Free
Mobile Banking	Free	Free
Standing Instruction- Set Up/Execution/Amendment	Rs 100/Instance	Free
Bill Payment- Net Banking	Free	Free
Bankers Verification (Photo/ Signature/ Address)*	Rs 100 per record	Free
Balance Confirmation Certificate	Rs 50	Free
Record Retrieval	Rs 100	Free
Stop Payment per Instruction (Particular cheque/Range of cheque)/ECS	Free	Free
Balance Enquiry ( Branch/ Channels)	Free	Free
Activation of dormant/inoperative account	Free	Free

Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.

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Product	IDFC FIRST - Business(Discontinued)	IDFC FIRST - Enterprise (Discontinued)
Anual Fees	Rs. 150	Rs. 150
ATM transactions - IDFC FIRST Bank Locations (Financial/Non Financial transactions)	First 5 transactions/Monthly - Free Non financial transactions: Free at IDFC FIRST BANK ATM	First 15 transactions/Monthly - Free Non financial transactions: Free at IDFC FIRST BANK ATM
ATM transactions - Non IDFC FIRST Bank Locations (Financial/Non Financial transactions)	First 5 transactions/Monthly -Free	First 5 transactions/Monthly -Free
ATM transaction charges beyond free limit	Rs. 20/- +GST for financial transaction and Rs.8/- +GST for non financial transaction
Re-issuance of card (Lost or Damaged)	Free	Free
Add on card	Free	Free
Pin Regeneration (Any Channel)	Free	Free
Daily ATM LImit(Withdrawal)	Rs 50000/-	Rs 75000/-
Daily Merchant Establishment point of sale limit(Spending/Purchase)	Rs 1 Lakh	Rs 2 Lakh