FIRST Millennia
FIRST Classic
FIRST Select
FIRST Wealth


  • Happy Teachers' Day! Thank you for teaching us the value of Savings

  • Home Loans, now at 6.90% p.a.

    Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans

    Home Loan
  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

Schedule of Charges - Debit Card EMI

Convenience fee Rs 199 + Goods and Services Tax (GST) applicable (Convenience fee charged is non-refundable)
Auto-Debit return fee (SI return) Rs. 400
Late Payment Charges 2% per month of the unpaid EMI or Rs. 300 whichever is higher
Fore closure charges 5% of the balance principal outstanding