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Home Loans, now at 6.90% p.a.
Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans
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Pre-owned / New Car Loans Fees and Charges
| Products/Type of charges* | USED CAR/NEW CAR |
|---|---|
| EMI Bounce charges per presentation | 2% per month of the unpaid EMI or Rs 300 whichever is higher |
| Cheque Swap charges (per swap) | 500 |
| Cancellation & Rebooking charges | 10000 towards Cancellation. + Additional Interest charges from date of disbursal till receipt of cancellation. Cancellation to be received within 30 days or 1st EMI presentation date whichever is earlier. Post which it will be treated as foreclosure. |
| Foreclosure / Prepayment charges* | 5% of principle outstanding amount |
| Loan re scheduling charges (per re scheduling) | NA |
| Physical Repayment Schedule | 500 |
| Physical Statement of Account | 500 |
| Document retrieval charges (per retrieval) | 500 |
| Stamping Charges | As per actuals |
| Processing fees | Up to 3.5% of the total amount |
| List of Documents | NA |
| Part Payment charges | Part Payment is not allowed |
| Initial Money Deposit/ Application Fees (Non-refundable) | NA |
| EBC Replacement Fee (if EBC Applicable) | 100 |
| EBC & Push Card Annual Fee (if Applicable) | 99 |
| EMI Pickup/ Collection Charges | 350 |
| Admin Charges(If Applicable) | 2500 |
| Valuation Charges(If Applicable) | 600 |
| PDD Charges | 500 |
| Legal/Collections/ Repossession & Incidental Charges | As per actuals |
*Charges above are exclusive of GST
