What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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- Accounts
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Deposits
IDFC FIRST Bank Deposits
View all Deposits -
Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
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Payments
IDFC FIRST Bank Payments
View all Payments - Cards
- Rocket Current Account
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Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
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Corporate Lending
IDFC FIRST Bank Lending
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Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
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Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading account
- Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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New Car Loans Fees and Charges
Pre Sales charges
| Products/Type of charges* | New car loan |
|---|---|
| Stamping Charges | As per actuals |
| Processing fees | Up to ₹10000 (Inclusive of GST) |
| Insurance | If applicable |
| Loan Management Fee/ Bundled Fee (If applicable) | Up to ₹10000 (Inclusive of GST) |
| PDD Charges | Upto 2000 + GST |
Post Sales charges
| Products/Type of charges* | New car loan |
|---|---|
| EMI Bounce charges (per presentation) | ₹500 + GST |
| Cheque Swap charges (per swap) | ₹500 + GST |
| Cancellation & Rebooking charges | ₹10000+GST towards Cancellation, Cancellation to be received within 30 days or 1st EMI presentation date whichever is earlier. Post which it will be treated as foreclosure. Note: Cases beyond 30 days would be treated towards cancellation only with requisite approval |
| Foreclosure / Prepayment charges | 5% of principle outstanding amount if booked on Fixed ROI (+GST) |
| Physical Repayment Schedule | ₹500 + GST |
| Physical Statement of Account | ₹500 + GST |
| Document retrieval charges (per retrieval) | ₹500 + GST |
| Part Payment charges | Part Payment is not allowed |
| Interest Rate Switch Fee | ₹1000 (Inclusive of GST) |
| EMI Pickup/ Collection Charges | ₹500 + GST |
| Legal/Collections/ Repossession & Incidental Charges | As per actuals |
| Late payment/Penal charges/ Default interest/Overdue (per month) | 2% per month of the unpaid EMI or ₹300 whichever is higher + GST |
| Duplicate No Objection Certificate (NOC) Issuance Charges |
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| Transaction/Other Fees (if applicable) | As per Actuals |
| Easy Buy Card Replacement Fee (If Easy Buy Card Applicable) | ₹100 Exclusive of GST |
| Easy Buy Card Annual Fee (If Easy Buy Card Applicable) | ₹99 Exclusive of GST |
Any changes in fees/charges will be effective prospectively.
