Interest Rate - Savings Account

IDFC FIRST Bank's Savings Account is our testament to putting our customers first.

On Balances (in ₹) Rate of Interest (% p.a.)
<= 1Lac 4.00%
>1lac <= 10lac 4.50%
>10lac <= 2Cr 5.00%
>2Cr <=10Cr 4.00%
>10Cr <=100Cr 3.50%
>100 Cr 3.00%

 

(Effective from 01/05/2021)

Interest will be calculated on progressive balances in each Interest Rate Slab as applicable

IDFC FIRST Bank's Savings Account is our testament to putting our customers first. We offer one of the industry’s best savings account interest rates at 5% p.a.

This extra income is bound to open up a world of opportunities for you. Now you can take that holiday, go shopping or splurge on a lavish meal with your loved ones. As our customer, you can now truly earn more and do more.

What's more, you earn this interest on progressive balances in each interest rate slab, as applicable. That means you earn every single day. We pay out this interest every month.

But that's not all. This savings account also offers exciting benefits such as cashbacks, airport lounge access, unlimited ATM withdrawals, and a whole lot more.

Hurry and make the most of this unique opportunity. 

Please note that interest rates are subject to periodic change.