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See more detailsCustomer care hotline Call 1800 10 888
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Saving money requires more than just budgeting—it involves smart cost-cutting measures that free up funds without compromising your lifestyle. By making small, strategic changes to your spending habits, you can achieve significant financial growth. With IDFC FIRST Bank’s Savings Account, featuring high interest rates and zero fee banking on savings account services, saving becomes even easier and more rewarding. Here are 15 practical ways to cut costs and direct more money towards your savings.
Begin by monitoring where your money goes each month. Use IDFC FIRST Bank’s mobile app to analyse spending patterns and identify areas for improvement.
Allocate specific amounts for essential and discretionary expenses. Sticking to a budget prevents overspending and ensures a portion of your income goes towards savings.
Cancel subscriptions and memberships you rarely use, such as streaming services. Instead, opt for free or cost-effective alternatives.
Eating out frequently can add up. Preparing meals at home is a healthier and more affordable option. Set aside the money saved in your IDFC FIRST Bank Savings Account for future use.
Save on fuel and maintenance costs by using public transport or sharing rides. The savings can be significant over time.
Cut down on electricity bills by investing in energy-efficient appliances. The upfront cost may be higher, but the long-term savings are worth it.
Plan purchases during sales and look for discounts. Avoid impulsive buying by making a list before heading to the store.
Cutting costs is not about deprivation; it’s about prioritising your financial goals. Every rupee saved is a step closer to a secure future.
Focus on buying only what you need. Declutter and sell unused items to generate extra cash for your savings account.
Pay off credit card balances in full each month to avoid high-interest charges. With IDFC FIRST Bank’s Savings Account, you can automate payments to ensure timely clearance.
Lower your monthly loan EMIs by refinancing at a lower interest rate. Redirect the difference into your savings.
Leverage cashback deals and rewards programs on your credit cards. Deposit these savings into your IDFC FIRST Bank Savings Account to earn additional interest.
Purchasing groceries and household items in bulk often comes with discounts. Store non-perishable items to save money in the long run.
Adopt habits like turning off lights when not in use and using water wisely. Lower utility bills can free up funds for savings.
Handle minor home repairs or create handmade gifts instead of purchasing expensive alternatives. The money saved can bolster your savings.
Set up an auto-debit facility with your IDFC FIRST Bank Savings Account to ensure a fixed amount is transferred to your savings or investment plan every month.
Adopting cost-cutting measures is a proactive approach to achieving financial freedom. By integrating these practical habits into your daily life, you can create a strong foundation for your savings. With IDFC FIRST Bank’s Savings Account, you not only manage your money better but also enjoy added benefits like high interest rates, zero-fee banking, and seamless digital banking. Start implementing these money-saving tips today to build a brighter financial future. Remember, every small change contributes to your long-term wealth and stability.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.