No credit card? No problem! Earn Reward Points through your savings account

Travel isn’t just a luxury anymore — it’s a lifestyle. Whether for business or leisure, chances are you're already investing in flights, hotels, and transportation. So why not turn these everyday travel expenses into real savings? Now that’s the power of rewards programmes and bank-integrated travel points!

Combining travel with banking benefits is now easier than ever as several banks offer travel rewards through their portals, helping you save on trips while earning perks. It’s more than just a smart choice, it’s a financially responsible move.

How do you earn travel rewards from your bank?
 

Most beginners believe that travel rewards are only for credit card users or frequent flyers. Well, not anymore. IDFC FIRST Bank has made it simple for savings account holders to earn and redeem travel points without the need for a credit card.

Let us break it down for you:

1. Use the bank’s travel portal
 

When you book flights or hotel stays through your bank’s app or website, you gain access to discounted fares, bonus points, and exclusive deals. IDFC FIRST Bank waives all convenience charges when you book flights through their app - a rare and valuable benefit. This means you save money upfront while securing reward points for future use.

2. Pay with the debit card linked to your savings account
 

If you prefer debit cards over credit cards, you’re in for a treat. Banks now offer reward programmes tied to debit card usage. Every time you pay for travel bookings using your IDFC FIRST Bank debit card, you earn bonus points - especially on hotel bookings. For instance, IDFC FIRST Bank offers bonus points on hotel stay expenses booked through their platform. This is a faster way to build points than traditional rewards programmes.

3. Track reward points and their usage
 

One of the easiest ways to make the most of your travel points is to track them regularly. IDFC FIRST Bank’s mobile app makes it simple. Once you log in, you can:

• View your reward points
• View a breakdown of how and where you earned them
• Instantly redeem your points for bookings, gift vouchers, or exclusive travel perks.

4. Travel smarter with IDFC FIRST Bank’s reward system
 

IDFC FIRST Bank is setting a new benchmark for travel rewards linked to savings accounts. Unlike conventional credit card programmes, their platform is simple, user-friendly, and does not promote high spending requirements or complex tier systems.

So, if you are on the lookout for the best rewards programmes, this integrated system easily ranks among the most user-friendly options. Features like special deals and offers on flight bookings, bonus points on hotel stay expenses, and the ease of redeeming rewards make it click with users.

Booking through the IDFC FIRST Bank app
 

Here’s how easy it is to book flights or hotels and earn points with the IDFC FIRST Bank app.

Step 1: Log in to the mobile app
 

Open the IDFC FIRST Bank app and log in securely using your mobile number or User ID. Ensure your debit card is linked and active.

Step 2: Head to the ‘travel and shop’ section
 

From the dashboard, tap on ‘travel and shop’. Here, you will see options for flight and hotel bookings.

Step 3: Enter your travel details
 

Choose your destination, travel dates, and the number of travellers. For flights, you can compare prices across multiple airlines. For hotels, you will find curated options with reward points clearly displayed.

Step 4: Check reward points and bonus offers
 

Before making a payment, the app will display how many reward points you will earn.

Step 5: Pay using your linked debit card
 

Choose your IDFC FIRST Bank debit card during checkout to avoid incurring convenience fees on flights - another great perk. Once you confirm, the points are automatically added to your rewards wallet.

Step 6: Track and redeem
 

After booking, return to the app dashboard to view your updated rewards balance. Once you have enough points, use them to:

• Cover the cost of future travel
• Redeem lifestyle vouchers
• Get airport lounge access.

Why IDFC FIRST Bank stands out
 

When it comes to the best rewards programme for travellers, IDFC FIRST Bank brings unmatched transparency and value. Unlike most credit card-focused programmes, this system is effective even if you're only using your savings account and debit card.

Final thoughts
 

If you are new to the world of travel rewards programmes, starting with your savings account is the smartest move. You’re already spending on travel - why not earn perks along the way?

IDFC FIRST Bank’s travel rewards programme - often considered one of the best rewards programmes for everyday users - you save more, earn faster, and redeem with ease. So, whether it’s your next vacation or a business trip, book smart.