How to build a travel fund faster with the right savings account

You no longer need to waste hours searching for travel deals when your savings account can bring travel perks right to your fingertips. With smart banking choices, you can unlock travel rewards, access exclusive discounts, and accelerate your journey towards that long-awaited vacation. Choosing the right savings account based on your spending pattern plays a vital role, not just in protecting your funds but in helping you maximise their potential. IDFC FIRST Bank offers savings accounts that not only help you save but also enhance your lifestyle with tailored travel benefits.

Banking that rewards your travel goals
 

Gone are the days when bank accounts were only meant for safekeeping your money. Today, your savings account can become a gateway to smarter spending and lifestyle upgrades—especially if you love to travel. A travel-friendly bank account that offers rewards on regular expenses transforms banking into an experience, not just a transaction.

IDFC FIRST Bank’s savings account is a great example of how modern banking can support your travel goals. With features like zero-fee banking, high interest rates, and no restriction on the number of withdrawals, the Bank brings unmatched flexibility. What makes it even more powerful is how these features are bundled with compelling travel benefits—helping you travel better without stretching your budget.

Whether you are booking a hotel, flying for work, or planning a leisure trip, you earn rewards that can be redeemed for future travels, lifestyle vouchers, or even airport lounge access.

Travel benefits you didn’t know your bank could offer
 

Let’s take a closer look at some of the lesser-known but highly valuable benefits IDFC FIRST Bank provides through its savings account—features that truly position it among the best savings accounts for travellers.

· In-app hotel & flight bookings
 

With the IDFC FIRST mobile banking app, you can book your travel directly from your account dashboard. The process is seamless and secure—just log in, tap on ‘Travel and Shop,’ and start planning your journey. You can compare flight prices across multiple airlines, browse curated hotel listings, and view reward points earned before making a payment.

Unlike third-party travel websites, which often sneak in extra charges, this in-app booking feature ensures transparency and cost-efficiency.

· Extra rewards on partner platforms
 

Our reward points are accumulated in your account and can be used for a wide range of perks:

• Travel redemptions
• Lifestyle benefits
• Shopping vouchers and merchandise

This makes IDFC FIRST Bank one of the most rewarding bank accounts with travel perks, ideal for both frequent flyers and occasional vacationers.

Additionally, the platform is powered by Tripstacc, which offers exclusive deals from partner merchants, tailored specifically for IDFC FIRST Bank debit and credit cardholders.

· Seamless booking experience
 

Everything from browsing to booking happens within the secure environment of the Bank’s mobile app. There’s no need to toggle between third-party sites or worry about payment errors. Payments can be made using your IDFC FIRST Bank debit or credit card, and reward points are credited instantly to your digital wallet within the app.

Notably, this service is exclusive to mobile banking users, making it even more convenient for travellers who are constantly on the go.

Travel with benefits, courtesy of IDFC FIRST Bank
 

The journey doesn’t end at earning points or booking a hotel. IDFC FIRST Bank ensures your entire travel experience is enhanced. As one of the best savings accounts for travel fund building, it provides lifestyle privileges that elevate every step of your journey:

Complimentary airport lounge access:

Relax in style before your flight, with one free lounge access at major domestic airports every quarter. This benefit is available with the 25K AMB (Average Monthly Balance) Savings Account.

Zero fees:

Enjoy zero fees on all common savings account services to save more on banking charges. The Bank focuses on keeping costs low.

High interest rates with monthly interest credit:

Grow your travel fund faster with one of the most competitive interest rates in the market. Unlike the industry norm of quarterly interest payouts, you enjoy monthly interest credit to grow your wealth faster.

Unlimited withdrawals:

Need to access your funds while travelling across the country? Go right ahead with no monthly caps to hold you back!

Conclusion
 

Whether flying out for a work trip or planning your dream getaway, your everyday expenses can become meaningful travel rewards. With IDFC FIRST Bank’s Savings Account, you don’t just save—you unlock a travel ecosystem designed around your needs.

By booking through the IDFC FIRST Bank mobile banking app, you can access benefits such as bonus reward points, and seamless redemptions. These features make IDFC FIRST Bank Savings Account one of the most travel-friendly bank accounts available today. So, instead of browsing multiple platforms for deals, start with your Bank and let your savings account do the work.