How to convert your bank reward points into travel perks?

Ever thought your everyday savings could help you travel the world? In today’s world of smart banking, you can travel on points instead of cash. By simply saving right, shopping smart, and choosing the right banking tools, you can grab flight and hotel deals like a pro.

For customers, especially millennials dreaming of more getaways, understanding how to use travel rewards smartly is key. This guide will help you turn basic banking habits into unforgettable journeys. 

Let’s decode the best way to earn reward points and travel more for less.
 

1) Set travel as a savings goal
 

Treat travel like any other goal - planned and purposeful. Open a separate savings account solely for travel. Whether you are eyeing a beach holiday or a trek in the hills, start small with even ₹1,000 a month.

When you combine consistent savings with a rewards-friendly account, your travel fund grows not just from deposits but also from bonus points and interest. Over time, this habit helps you fly without burning a hole in your wallet.

2) Use reward-linked accounts
 

Make your money work harder by using bank accounts that reward you for spending and saving. Many banks now offer accounts that reward you for everyday banking. Opt for savings accounts that not only offer high interest but also reward points on transactions.

You can then book flights with points, book hotel stays, or enjoy cashback offers. The best part? You do not need to spend extra - just make your regular payments through a reward-linked account and watch your points add up.

3) Pay smart = travel better
 

Your debit or credit card is not just for spending – it is a gateway to free travel. Turn your monthly bills into boarding passes. By paying for utilities, groceries, subscriptions, or even fuel using your debit or credit card, you earn reward points automatically.

Cards linked with travel rewards or airline partners help you collect points faster. Over time, these can be redeemed for exclusive travel benefits, giving you more value for your money.

Making your bank work for your bucket list
 

The right bank can fast-track your journey to your dream destinations.

1) Book via travel portals with built-in rewards
 

Bank-linked travel portals offer extra perks that regular travel sites don’t. Instead of using third-party sites, use your bank’s travel portal to book flights and hotels. 

2) Debit card bonuses for hotel & flight bookings
 

Earn big without borrowing - use your debit card to rack up travel points. Gone are the days when only credit card holders enjoyed rewards. Today, many banks offer debit card-based incentives for travel bookings.

With IDFC FIRST Bank, you earn extra reward points on flight and hotel bookings made through the Bank’s mobile app. This lets you build your points pool without the risk of carrying debt - ideal for young professionals and savvy savers.

3) Exclusive partner offers
 

Unlock elite travel deals through your bank’s hidden partnerships. Your bank often has tie-ups with travel brands, airlines, hotel chains, and lifestyle platforms. These exclusive partner offers include discounts, upgrades, and hotel booking deals.

Whether it is, a domestic getaway or an international holiday, leveraging these partnerships ensures you get premium experiences at a fraction of the cost.

4) Save in a high-interest account
 

Grow your savings faster while unlocking travel rewards automatically. Let your money work harder while you unwind. IDFC FIRST Bank offers one of the most competitive interest rates on savings account.

The more you save, the faster your money grows - and when combined with travel-linked rewards, that is a double benefit. It is an easy way to fund your future trips with passive earnings.

5) Earn travel rewards automatically
 

Earn points effortlessly just by swiping your card for everyday expenses. Swipe, save, repeat. Be it groceries, dining out, utility bills, or online shopping - use your IDFC FIRST Bank card for regular expenses and start earning travel rewards without changing your spending habits.

These points accumulate and can be redeemed directly within the mobile app for flights, hotels, or exclusive perks.

6) Lounge access, zero booking fees & more
 

Enjoy premium travel comforts - without paying extra for luxury. Why wait in crowded terminals when you can chill in a lounge? Frequent travelers using IDFC FIRST Bank cards enjoy complimentary lounge access, zero booking charges, and smoother checkouts via the app.

These add-ons not only enhance comfort but also give you a premium travel experience - without paying a premium price.

IDFC FIRST Bank: Turn small savings into big adventures
 

One bank, one app - endless travel possibilities for smart savers.

Introducing the ultimate travel platform designed for IDFC FIRST Bank Debit Card holders. With just a few taps on the app, customers can unlock powerful travel benefits:

• Bonus reward points on hotel booking expenses
• Seamless in-app booking experience that’s fast, simple, and rewarding
• Easy point redemption

Book now through the IDFC FIRST Bank mobile banking app and explore the smarter way to travel.

How to book your flights and hotels:

1. Log in to the IDFC FIRST Bank mobile banking app
2. Visit the ‘Travel and Shop’ section
3. Click on ‘Flight Booking’ or ‘Hotels’ to explore and lock in your next stay or getaway.

Note: The portal is powered by Tripstacc, showcasing merchant and partner offers exclusively for IDFC FIRST Bank customers. The Bank only facilitates the payment process and does not control the offers.

Conclusion

This is not just about free travel perks – it is a smarter financial habit. With the right savings strategy and tools like the IDFC FIRST Bank mobile banking app, you can turn routine expenses into travel upgrades and memorable holidays. The journey to your dream destination may start with a simple deposit - but it lands in the clouds.