Put Khushiyan FIRST this Festive season with IDFC FIRST Bank Loans

The festive season is the perfect time for new beginnings, including celebrating a new purchase you have always wanted. Businesses, big and small, join in the celebrations with attractive offers on their products. Besides being considered auspicious across multiple cultures and religious beliefs, it also makes good financial sense for shoppers to wait for the festive season to make milestone purchases. From the first car to a new house, from starting a business to taking making a trip back home, you are more likely to get favourable deals now than at any other time of the year.

The festive season is also when banks puts their best marketing foot forward, putting the customer first by rolling out attractive festive period offers and deals. They offer cashback on cards and POS purchases, limited-period offers on deposits, and loans at attractive rates. IDFC FIRST Bank is offering enticing cashback and offers on credit and debit card POS and spends, almost all of its loan products are ensuring Khushiyan FIRST for the borrowers.

Scooting Away?
 

IDFC FIRST Bank Bike Loan Offers: Are you tired of getting stuck in city traffic or waiting for the bus to the nearby town? Roughly 10 lakh two-wheelers are sold every month in India. Bikes and scooters whizz through the traffic, can be parked easily, and don't cost a fortune. With a pair of wheels, a quick takeaway from the neighbourhood restaurant or a last-minute festival purchase will be the least of your worries.

IDFC FIRST Bank is offering attractive two-wheeler loans to interested borrowers for two months ending on 30th November 2022. With an EMI amount as low as Rs 360 per Rs 10,000, your wallet will barely feel the pinch of repaying an IDFC FIRST Bank bike loan.

Celebrate your first car
 

IDFC FIRST Bank Car Loan Offers: The first car in the family is always special. And driving it around during the festive season adds another level of happiness to the celebrations. Car loans have made it easy for consumers to take a car home and pay for it through small EMIs. These car loans can generally be chosen for a repayment duration of three, five or seven years. But do you know what could be even more convenient?

IDFC FIRST Bank is offering up to 10 years of repayment tenure on car loans applied during this festive period. Longer tenure significantly lowers the EMI amount. So, if the steep EMIs of the top variant of your dream car is making you uneasy, a loan taken on longer tenure will help reduce the EMI amount and ensure your ride home with your dream car, with sun-roof, alloy wheels intact!

Also, thanks to the ever-growing and structured used car market, getting a reliable used car is now easier than ever. They may still cost a pretty penny, but with IDFC FIRST Bank there's financing options available for used cars too. And this festive season, IDFC FIRST Bank is offering up to Rs 15 lakh for a used car repurchase loan, all stamped and approved in 15 minutes! You can even refinance the loan against your existing car to up to 200%.

If You Mean Business
 

IDFC FIRST Bank Loan Offers: The entrepreneurs among us always like to keep one eye on business, even amidst festivities. It is good that they do because the festival season is also when some of the best finance deals and products are rolled out. Loans against property (LAP) and its balance transfer, business loans and self-employed personal loans are some business finance options popular among entrepreneurs.

Established businesses with valuable assets can meet their working capital or growth needs through loans against property. Being a secured loan, it comes with a relatively lower rate of interest, with IDFC FIRST Bank offering LAP at just 8.99% onwards. Apart from an attractive interest rate in the middle of an interest hike regime, LAP from IDFC FIRST Bank also saves you 50% of the processing fee during this festival period.

Businesses overburdened with existing LAP dues can opt for a balance transfer to IDFC FIRST

Bank and avail the many benefits. It sets your repayment tenure back by up to 20 years, thus lowering the EMI burden on your business significantly.

Business loans, too, if availed from IDFC FIRST Bank during this festival season, are eligible for a 50% discount on the processing fee.

If you are self-employed, arranging funds may be difficult without a business legacy. However, IDFC FIRST Bank is also ensuring Khushiyan FIRST for budding entrepreneurs by offering self-employed personal loans at an interest rate starting from 12.99% and a discount of 50% on the processing fee.

(*business loan product offers are available for October 2022 only)

For your dream home
 

IDFC FIRST Bank Home Loan Offers: Won't this festive season be memorable for a lifetime if you hit the home run? Baseball jargon aside, if you have long cherished buying a home of your own, why not during the festival season? Developers offer various booking incentives during this period, and you also get a bonus on your home loan. IDFC FIRST Bank account holders can avail 50% waiver on home loan processing fees if they choose to repay through an IDFC FIRST Bank account.

Higher Education Ambitions
 

IDFC FIRST Bank Education Loan Offers: Festivals seem incomplete without a new dress or apparel. But if it is a graduation gown that you wish to don, this may be the right time to plan for it. Most prestigious international educational institutions offer an intake around January. You can enjoy festivities and get your future secured if you opt to secure an education loan this time of the year. However, at IDFC FIRST Bank we firmly believe that an education loan shouldn't be too heavy a burden for young shoulders. Hence, IDFC FIRST Bank offers education loan balance transfers with attractive features to help you forget about your current liabilities and focus on building a career. So, if you choose IDFC FIRST Bank to transfer your existing education loan during the current festive period, you get a guaranteed reduction in your ongoing interest rate.

Up Close and Personal
 

IDFC FIRST Bank Personal Loan Offers: If you are looking for simple pleasures like a vacation or upgrading the décor of your home, don't let financial concerns get in the way of the festive spirit because it is the time of the year when Khushiyan must come FIRST!

For all titbits of happiness, there is the IDFC FIRST Bank personal loan at your disposal. During October and November 2022, IDFC FIRST Bank has personal loan offers of up to Rs 1 crore. Making sure your festival aspirations, big or small, are fulfilled.

To Sum It Up
 

The festive season is when you get time out of work, meet friends and family, exchange gifts and come together for celebrations. It is also the time to fulfil your and your dear one's aspirations and make the occasion even more joyous. To ensure this, IDFC FIRST Bank loan products are on offer during October and November 2022 at their unbeatable best.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.