This festive season, buy your dream home with a little help from IDFC FIRST Bank

It’s TIME TO BUY YOUR DREAM HOME using an IDFC FIRST Bank home loan, with low-interest rates and attractive festive offers

The festive season is upon us, and its aura of auspiciousness brings not only good luck but great deals too! If you are thinking of buying a new home and starting a new chapter of your life, now is a perfect time. With attractive festive offers on home financing at IDFC FIRST Bank, your dream home has never been closer to reality! Here are some reasons to get started right away.  

1. Low rate of interest

With big buys usually happening during the auspicious festive season, many banks, like IDFC FIRST Bank, offer home loans with interest rates as low as 6.90% per annum. The lower interest rate, combined with the best-in-market eligibility for home loan amounts, makes it more feasible to buy the house you’ve always wanted without it becoming a financial burden for years to come. You can even calculate your monthly EMI with low-interest rates using the free-to-use IDFC FIRST Bank EMI calculator.

2. Festive offers

To sweeten the deal and give you even more reason to celebrate this festive season, IDFC FIRST Bank is offering Home Loans with special processing fees of INR 10,000 plus GST for salaried borrowers and INR 20,000 plus GST for self-employed borrowers. These special processing fees, combined with the low-interest rates and several other features, make IDFC FIRST Bank Home Loans an ideal path to start your homeownership journey. 

3. Long tenures

Home Loans from IDFC FIRST Bank come with tenures ranging from 12 to 360 months, and this gives you the flexibility to opt for a payment schedule that best suits your capabilities. By allowing borrowers to spread their loan repayment over as many as 360 months, IDFC FIRST Bank aims to make Home Loans more accessible and stress-free for its customers. 

4. Easy application

To keep up with current times, most banks have entirely digitised the home loan application process for maximum convenience and to reduce paperwork and documentation. This translates to a quicker turnaround and disbursement time. To further ensure a seamless application process, IDFC FIRST Bank Home Loans are tailor-made for each borrower to meet their specific financial goals and needs. 

5. Home Loan balance transfer

Suppose you already currently have a home loan outstanding with another bank. In that case, you can transfer the same to IDFC FIRST Bank to take advantage of low-interest rates, exceptional customer service, a digital-first banking approach, and long, flexible repayment tenures.

A home is an investment for life

Buying a home is not only a financial investment but an investment for you and your family, for your collective future. This is a place where you will live, grow together and make memories. A home is a place you can call your own and build it in a way that reflects your personality and values. Buying a home is a significant investment for most people, which is why the timing and terms of doing so need to be just right. 

To take advantage of the festive offer on Home Loans, simply apply for a Home Loan on the IDFC FIRST Bank website or download the IDFC FIRST Bank Loans App. A bank executive will reach out to you and take you through the no-hassle, fully digitised process so that you can start moving closer to your dream home without having to step out of your current house.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.