Explore Personal Banking
Accounts
Deposits
Loans
Wealth & Insure
Payments
Cards
What's special about us
Customer Support
Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
Careers
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

FinFIRST Blogs

Credit Card Savings Account Personal Loan Home Loan Car Loan Education Loan Two Wheeler Loan NRI Business Banking Fixed Deposit Finance Beyond Banking MyFIRST Mobile Banking Startup Banking Investments Salary Account
Apply Now

Credit Card

Understanding the EMI options available with the IDFC FIRST SWYP EMI Credit Card

Key Takeaways

  • The IDFC FIRST SWYP EMI Credit Card offers a seamless conversion of high-value transactions into affordable EMIs at a flat monthly conversion fee and without interest charges.
  • Enjoy competitive interest rates with Credit Card EMI, making your purchases more affordable.
  • Beyond EMI conversions, the FIRST SWYP EMI Credit Card provides several other features, including rewards and exclusive offers.
21 Oct 2024 by Team FinFIRST
Maximise financial flexibility with the IDFC FIRST SWYP Credit Card
Apply Now

Credit cards offer numerous features aimed at enhancing your financial experience, including the ability to convert your large purchases into Equated Monthly Instalments (EMIs). Among the various options available, the IDFC FIRST SWYP EMI Credit Card serves as a robust EMI card designed to provide you with unparalleled convenience and flexibility. This card is tailored to meet the needs of those who seek to balance their financial responsibilities with ease, making it one of the best Credit Card EMI options available in the market.

READ MORE

Contactless credit card transaction
What is Contactless Payment - How it Works and Advantages
Virtual Credit Card
Everything you should know about virtual credit cards

About the FIRST SWYP EMI Credit Card
 

The IDFC FIRST SWYP EMI Credit Card goes beyond converting your transactions into EMIs, it provides you with a holistic approach that caters to your diverse needs. From everyday purchases to high-value expenses, the FIRST SWYP EMI Credit Card allows you to manage your payments by converting them into easy EMIs with a flat monthly conversion fee, without any interest charges. You also get the flexibility to pay outstanding amounts in full within the due date along with various other benefits like merchant offers and reward points. With its easy-to-use features and customer-centric approach, this Credit Card ensures that you can manage your finances with confidence.

Features and benefits of the FIRST SWYP EMI card
 

The FIRST SWYP EMI Credit Card is packed with features that make it a versatile tool in your financial arsenal:

  • Seamless EMI conversion: Convert transactions above ₹2,500 into easy EMIs directly with a flat monthly conversion fee without any other interest charges.
  • Flexible tenure options: Choose from multiple tenure options, allowing you to tailor your repayment schedule to your financial situation.
  • Reward points: Earn reward points on reaching milestone expenses every month. Enjoy 200 points on spending above 5K, 500 points on spending above 10K, and 1000 points on spending beyond 15K every statement month.
  • Welcome offer: Get rewarded on signing up for the card. Enjoy 2000 points worth ₹500 on spending above 5K. 1000 reward points on first EMI conversion. Also get a travel coupon worth ₹2,100 as welcome benefit.
  • Refer and earn: Earn exciting rewards on referring FIRST SWYP Credit Card to your friends.
    • Get subscription fee of ₹499 waived off on one referral.
    • Refer 3 people and earn 4000 reward points straight.
    • On referring 5 people, get an EMI waiver of ₹1500.
    • Refer 7 people and get a movie voucher worth ₹2,000.
    • Refer 10 people and get 4 complimentary airport lounge accesses.

The IDFC FIRST SWYP EMI Credit Card transforms every purchase into a manageable journey, offering flexibility, affordability, and control, making it your ideal financial companion.

EMI options available on the FIRST SWYP EMI Credit Card
 

  • Instant EMI conversion: Any purchase above ₹2,500 can be converted into EMI payments instantly through the mobile app or net banking.
  • Convert EMIs at a merchant POS: Directly convert expenses to EMIs at brands and merchant outlets for suitable tenures. For EMI conversions at merchant POS systems, applicable interest rates and a one-time processing fee is levied.

How to get the FIRST SWYP EMI Credit Card?
 

Applying for the FIRST SWYP EMI Credit Card is a simple and straightforward process. You can apply online through the IDFC FIRST Bank website by filling out a basic application form. Once your application is approved, you can start enjoying the benefits of this EMI card.

The IDFC FIRST SWYP EMI Credit Card is more than just an EMI card; it is a comprehensive financial tool that empowers you to manage your finances effectively. With its flexible Credit Card EMI options, and innovative features, it stands as one of the best choices for those looking to make the most of their purchases without compromising their financial stability.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

Prev

The Benefits of Using Fuel Credit Cards
Next

Unexpected travel expenses? Try these travel credit card tricks

Related Products

Related Articles

Download IDFC FIRST Bank App

Tags

You might also be interested in:

Savings Account

Savings Account
Personal Loan

Personal Loan
Credit Card

Credit Card
Home Loan

Home Loan
Two Wheeler Loan

Two Wheeler Loan

Contents