Top 5 benefits of the FIRST Millennia Credit Card to know

Credit Cards have become a preferred way to shop. With features like reward points, cashback offers, and shopping discounts, their versatility has significantly expanded the use of Credit Cards in everyday life. Moreover, the wide variety of cards available in the market allows you to choose one that aligns with your spending habits to maximise benefits.

Among the different cards, the benefits of the FIRST Millennia Credit Card stand out and make it unique. The card is popular as it provides attractive benefits and a stylish look. With this card, you can enjoy a convenient and stylish way to manage your finances. Let’s decode the Credit Card features.

Top 5 benefits of the FIRST Millennia Credit Card you need to know

Here are the main Credit Card features that make it popular -

1. Attractive rewards program

Let’s start with the rewards program of the card. The FIRST Millennia Credit Card offers accelerated reward points on your spending. Here’s how -

• Get 3X reward points on online and offline spends up to ₹20,000 per month
• For expenses above ₹20,000 and for transactions done on your birthday, earn 10X reward points
• Education, wallet loads, and government service transactions earn up to 3X reward points

The best part? The reward points never expire, and you can pay with your points for any online transaction and at select offline stores, too!

2. Welcome benefits

The FIRST Millennia Credit Card welcomes you with gift vouchers you can use. Here’s what you get -

• Get a voucher worth ₹500 on spending ₹5000 or more within the first 30 days of card generation
• You can choose where you wish to use this voucher, including Amazon, Big Basket, Uber, and more!
• You also get a 5% cashback on the transaction value of your first EMI done within 30 days of card activation

3. Delightful privileges

If the reward points aren’t enough, the benefits of the FIRST Millennia Credit Card include a host of exclusive privileges. Have a look -

• 25% discount on movie ticket bookings on the District mobile app
• Four complimentary access to Indian railway lounges every quarter
• Save on fuel spends with a 1% fuel surcharge waiver (up to ₹200 per month)
• Save on your dine-outs with up to 20% discount at 1500+ leading restaurants

4. Complimentary insurance

Unexpected events can disrupt your financial situation. That’s why the FIRST Millennia Credit Card comes with complimentary insurance protection. Here’s what you get -

• Personal accident insurance cover worth ₹2 lakhs
• Lost card liability cover worth ₹25,000
• Complimentary roadside assistance facility worth ₹1,399

5. Cost-effectiveness

All the above benefits are available to you without any fee. Yes, that’s right! Here’s how:

• The FIRST Millennia Credit Card is a lifetime free Credit Card that does not involve any joining or annual fee
• It is a low-interest-rate Credit Card that does not pinch your pocket
• It comes with a low forex markup fee and low over-limit charges
• You can also enjoy interest-free ATM cash withdrawals for up to 45 days

Unlock the benefits of the FIRST Millennia Credit Card

If you are looking for a lifetime free Credit Card that does not compromise on the rewards and benefits program, look no further. The FIRST Millennia Credit Cardoffers these perks and much more. Know how to get the credit card and apply for it today! 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.