5 Money saving tips for your next tech upgrade

Eyeing the latest gadget everyone’s raving about? But also wondering how to afford it without emptying your wallet? It’s a situation many of us face – wanting to stay updated with the latest gadgets but desperately looking for ways to save money.

The good news is that upgrading your gadgets doesn’t have to burn a hole in your pocket. With the right tips for saving money and a little strategic planning, you can make that dream upgrade a reality.

You can save money on your next tech upgrade in several ways. This includes options like trade-ins and using the FIRST SWYP Credit Card from IDFC FIRST Bank. Such options can save you significantly on gadget upgrades.

Top 5 ways to save money on your gadget update
 

Here are five practical tips for saving money to help you upgrade your gadgets without stretching your budget –

1. Do your homework to save money – Research thoroughly before making an expensive tech upgrade. Compare prices across platforms, check for flash sales, and use apps to track price drops. Use sales like Big Billion Days, Amazon Prime Day, and festive season discounts to get the best deals.
   
   
2. Trade-in your old devices – Don’t let your old gadgets sit unused and gather dust when you can use them to save money on your next gadget. Consider trading them in for discounts on new purchases. Many retailers like Amazon and Flipkart offer easy trade-in programs, especially during sales. Combine trade-ins with discounts or credit card cashback to save money on your purchase.
   
   
3. Use the right credit card and opt for EMIs for big purchases – A smart credit card can do wonders for your wallet. For instance, with the FIRST SWYP Credit Card, you can get instant discounts and rewards for electronics. Use no-cost credit card EMI options to spread out payments without extra charges.
   
   
4. Budget and save before upgrading – One of the best money saving ideas is to have a clear budget for your tech upgrade and stick to it. Categorise your needs and allocate funds accordingly. Tracking your expenses can keep you from overspending. Furthermore, consider using budgeting apps to plan and save for your tech purchases.
   
   
5. Maximise discounts and offers – Look out for exclusive online deals, student discounts, and promo codes. You should also note that banks often collaborate with online platforms to provide exclusive savings on gadgets. For instance, you can use FIRST SWYP Credit Card rewards and offers to save significantly on your gadget upgrades.

Conclusion
 

With these tips for saving money, you can minimise your financial stress while still enjoying the coolest gadgets. From using trade-ins to leveraging the FIRST SWYP Credit Card, many ways to save while upgrading exist.

Apply for a FIRST SWYP Credit Card and enjoy attractive cashback and rewards on your next gadget today!