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Living and maintaining a luxury lifestyle often means balancing elegance with functionality. This is why metal credit cards have emerged as a perfect blend of these two values for the sophisticated minimalist. These cards symbolise status, exude simplicity, and align seamlessly with a minimalist's approach to life—making them a must-have for anyone who appreciates functional luxury.
Find out why metal credit cards are perfect for the sophisticated minimalist and the benefits of choosing the Ashva and Mayura Credit Cards offered by IDFC FIRST Bank.
Metal credit cards are more than just a payment tool; they represent an evolution in lifestyle management and money-spending habits. Here’s why –
Minimalism is about quality over quantity—owning fewer things that offer more value. Metal credit cards fit this ethos perfectly –
Feature |
Benefit |
Premium materials |
Long-lasting, sleek design |
Exclusive perks |
Access to international airport lounges, exceptionally low forex markup, enhanced travel-related benefits |
High reward rates |
Greater returns on spending |
IDFC FIRST Bank offers two remarkable options in the metal credit card space: the Ashva and Mayura Credit Cards. These premium metal credit cards are made for high-end lifestyles and offer a fine blend of luxury, rewards, and monetary benefits, setting them apart in the credit card segment.
Here’s what makes these metal credit cards stand out –
Feature |
Mayura Credit Card |
Ashva Credit Card |
Forex markup |
0% |
1% |
Airport lounge access |
● 4 complimentary domestic airport lounge visits per quarter ● 4 complimentary international airport lounge visits per quarter ● 1 complimentary guest access to a domestic airport lounge per quarter included in the overall domestic lounge benefit
|
● 4 complimentary domestic airport lounge visits per quarter ● 2 complimentary international airport lounge visits per quarter
|
UPI payments |
Yes, with the FIRST Digital RuPay Add-On Credit Card |
Yes, with the FIRST Digital RuPay Add-On Credit Card |
Joining benefit |
Up to ₹4,000 in cashback: ₹1,000 cashback on any four transactions of ₹1,000 or above made within 60 days of card generation |
Up to ₹2,000 in cashback: ₹500 cashback on any four transactions of ₹500 or above made within 60 days of card generation |
Rewards |
● Up to 5X reward points on spending up to ₹20,000 in a statement cycle ● Up to 10X reward points on spending above ₹20,000 and on your birthday |
● Up to 5X reward points on spending up to ₹20,000 in a statement cycle ● Up to 10X reward points on spending above ₹20,000 and on your birthday |
Trip cancellation coverage |
Reimbursement up to ₹50,000 twice a year for non-refundable flight and hotel cancellation |
Reimbursement up to ₹25,000 twice a year for non-refundable flight and hotel cancellation |
Annual fee payment benefit |
Spend a minimum ₹8 lakhs in the previous card anniversary year and get 7,500 reward points, or spend a minimum of ₹15 lakhs and get 15,000 reward points |
Spend a minimum ₹8 lakhs in the previous card anniversary year and get 7,500 reward points |
Joining fee |
₹5,999 + GST |
₹2,999 + GST |
For those wondering how to live a lifestyle of quiet luxury and minimalism, the Ashva and Mayura Credit Cards by IDFC FIRST Bank provide the perfect solution. They combine –
Metal credit cards have become indispensable to a sophisticated, minimalist lifestyle. Their exclusivity, functionality, and impeccable design make them a smart choice for individuals who value luxury and simplicity. IDFC FIRST Bank offers the Ashva and Mayura Credit Cards to elevate this experience further, making every transaction a step towards a refined, rewarding life.
For those exploring how to live a luxury lifestyle, the Mayura and Ashva Credit Cards are ideal partners if you want to enjoy refinement and functionality while expanding your financial journey.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.