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Meet Neha, a young professional from Pune eager to take her first trip abroad from India. She spent months saving and carefully choosing her destination. But as she started booking flights, hotels, and activities, she faced an unexpected challenge—high currency conversion fees at every step.
Since most bookings had to be done online from India, using cash wasn't an option. She explored different payment methods and initially considered prepaid Forex cards, thinking they were the most cost-effective. However, after researching the hidden fees, she realised they weren’t the best choice.
Instead, she opted for the FIRST WOW! Credit Card, which helped her save on forex fees, earn rewards and manage expenses efficiently. Let’s see how you can plan your international trips from India while avoiding unnecessary costs.
At first, prepaid Forex cards may seem like a good option for international trips from India, but they come with multiple hidden charges. Here’s a breakdown of the common fees –
Fee Type |
Prepaid Forex card |
FIRST WOW! Credit Card |
Issuance fee |
₹500 - ₹1,000 |
₹0 |
Reloading fee |
₹100 - ₹300 per load |
₹0 |
Forex markup fee |
3% - 4% on every transaction |
0% |
Cross-currency conversion fee |
1% - 2% |
0% |
ATM withdrawal charges |
₹200 - ₹300 per withdrawal |
₹0 (interest-free for 45 days) |
Inactivity fee |
₹300 - ₹500 per year |
₹0 |
Refund charges (If the leftover balance is encashed) |
2% - 3% |
₹0 |
As you can see, prepaid Forex cards involve multiple fees—issuance, reloading, markup on transactions, ATM withdrawals, and even refunds. In contrast, the FIRST WOW! Credit Card offers zero forex markup, no hidden charges, and interest-free ATM cash withdrawals for up to 45 days—making it a smarter choice for international trips from India.
Now, let’s go through a step-by-step guide to planning your trip while saving at every stage.
Planning an international trip from India starts with clarity about the destination, budget, and duration. This makes decision-making easier and prevents overspending.
Your choice depends on budget, interests, and visa requirements –
Pro tip – If you’re unsure, opt for international tour packages from India that bundle flights, hotels, and sightseeing into one cost-effective plan.
The budget for your international trip from India should cover –
Pro tip – Use a credit card with reward points to offset travel costs. With the FIRST WOW! Credit Card, you earn up to 4X reward points on spends that can be redeemed for travel expenses later.
The length of your trip impacts your budget. Shorter trips (4-7 days) are cost-effective, while longer stays (10+ days) require more planning and expenses.
Flights are often the biggest expense in international trips from India. To save –
Pro tip – Use the FIRST WOW! Credit Card for flight bookings and earn reward points that never expire.
Your stay depends on budget and travel style –
Pro tip – Use platforms like Booking.com & Agoda and look for bundle deals on flight tickets and hotel stays to save extra.
Find must-visit attractions using TripAdvisor, Lonely Planet, and travel blogs. Book experiences in advance for discounts.
Pro tip – The FIRST WOW! Credit Card offers discounts across 1,500+ restaurants and retailers worldwide, helping you save on dining and shopping. Know more here.
Pro tip – Many travel websites offer extra discounts for credit card users—check if there are any exclusive deals available on the FIRST WOW! Credit Card.
Since most travel bookings are online, choosing the right card can help you save. The FIRST WOW! Credit Card offers –
For instance, if Neha had used a prepaid Forex card for her international travels, she would have paid a 3% markup on ₹1,00,000 worth of bookings—₹3,000 lost in fees. With the FIRST WOW! Credit Card, she paid ₹0 extra.
Travel insurance covers medical emergencies, trip cancellations, lost baggage, and travel delays. Purchase it as soon as you book flights for maximum coverage.
Managing foreign currency is crucial. Here’s how to avoid high exchange fees for international trips from India –
Here’s an example of how much you can save with the FIRST WOW! Credit Card –
With the right planning and payment methods, you can save thousands on international trips from India. Want to avoid forex fees and earn travel rewards?
Get the FIRST WOW! Credit Card today and enjoy hassle-free travel savings!
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