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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FinFIRST Blogs
Reward points are arguably the crown jewels in the Credit Card universe. They are what you accumulate when you make Credit Card transactions. The more reward points a Credit Card offers, the better, right? True, but not entirely.
What also matters is how well you get to utilise these points. There's not much to gain by gathering bucketfuls of reward points if you only get to spend it on products you don't need or get coupons for restaurants you rarely visit.
IDFC FIRST Bank takes great care in ensuring that the reward points you earn can be put to good use. Let's explore the IDFC FIRST Bank Credit Card reward redemption program and learn all possible ways to use Credit Card reward points in your everyday life. Let's get started.
Redeem on any online transaction
The reward points on IDFC FIRST Bank Credit Cards are as good as cash. This means you can redeem them for a discount when you pay for any online transaction and at select offline merchants too.
Gift cards
IDFC FIRST Bank has an ensemble of gift cards across shopping, entertainment, dining, travel, and health and wellness. You can use your Credit Card reward points to buy Amazon Pay e-gift cards, splurge on apparel from Myntra, get a BigBasket grocery voucher, or use them to pay for your Uber trips. That's not all; you can buy a gift card worth Rs 1 lakh to spend on Taj Hotels or close to Rs 2 lakh on Tanishq products.
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Memberships
IDFC FIRST Bank Credit Card reward points can be used to buy a host of memberships. Use your reward points to continue your Amazon Prime subscription and stay entertained with Airtel Xstream and OTT Play memberships.
You can also access Mint, Wall Street Journal and Hindustan Times digital editions to stay updated with the news. Or get your body in shape with a Cultpass live membership while listening to music on Wynk premium.
Other redemption avenues
Wondering how to redeem your Credit Card points apart from gift cards and memberships? Here are several other ways to redeem your IDFC FIRST Bank Credit Card reward points.
· If you are a frequent flier, you can convert the reward points into travel miles. You can also use the points to avail of hotel discounts and meet other travel expenses
· The bank can also redeem your Credit Card points to help you earn cashback points. You can use these when you go shopping
· You can also avail of discounts on fuel purchases, training programs, and other specialised services, or even on your entertainment purchases.
The best part - IDFC FIRST Bank's Credit Card reward points never expire!
Conclusion
Your IDFC FIRST Bank Credit Card reward points can be utilised in numerous ways. Simply visit the FIRST Rewards page, browse the various redemption options, and enjoy!
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
