Maximise your savings with IDFC FIRST Bank’s FIRST EA₹N secured RuPay credit card

The FIRST EA₹N Credit Card is more than just a payment tool – it’s your gateway to smarter spending and unmatched savings. Designed to meet diverse financial needs, this Secured RuPay credit card empowers users with attractive cashback benefits and exclusive offers. Whether you’re shopping for essentials, paying bills, or fuelling up your vehicle, the FIRST EA₹N Credit Card ensures every transaction is rewarding. With its RuPay privileges and affordable interest rates, this card is a must-have for those seeking a hassle-free, secure, and rewarding credit card experience.

Cashback benefits
 

The FIRST EA₹N secured RuPay credit cardoffers attractive cashback features that make it stand out:

1. 1% cashback on all UPI transactions: Earn a flat 1% cashback on every UPI spend via the IDFC FIRST Bank mobile app.

2. Cashback on UPI apps: Enjoy a 0.5% cashback on all UPI transactions capped at ₹500 every billing cycle.

3. Easy cashback credit: Based on the expenses in the previous statement cycle, you receive your cashback in the next cycle.  

These cashback benefits are ideal for those who want rewards for everyday transactions, such as grocery shopping, dining out, or paying bills.

Apart from these, you also get:

• 100% cashback up to ₹ 500 on your first UPI transaction done within the first 15 days of card generation.
• 25% discount up to ₹100 on movie tickets booked on District by Zomato.
• 100% cashback of up to ₹200 on the first 4 UPI transactions made through the IDFC FIRST Bank mobile app within 15 days of the annual fee being levied.
• 7% p.a. interest on fixed deposit.
• Complimentary roadside assistance worth ₹ 1,399.
• Lost card liability of ₹25,000 and a personal accident cover of ₹2,00,000.

In addition, RuPay-powered benefits further amplify the value of the FIRST EA₹N Credit Card. The wide acceptance of RuPay ensures seamless transactions across merchants nationwide. The card is also compatible with secure digital payment systems, making it a convenient choice for modern-day spending.

By utilising the cashback perks, customers can effectively offset the nominal joining fee and ensure that every transaction is rewarding.

Other rewards
 

Available for a joining fee of just ₹ 499 + GST, the FIRST EA₹N secured RuPay credit card offers more than just cashback:

1. Secured credit building: Backed by a fixed deposit, it’s perfect for those starting their credit journey. Anyone opening an FD with a minimum deposit of ₹5,000 can opt for this card.

2. RuPay privileges: Enjoy exclusive RuPay offers on shopping, dining, and entertainment.

This card is tailored for individuals seeking financial flexibility, security, and savings. With its ability to help build a strong credit history while delivering rewards, it’s a perfect companion for managing day-to-day expenses.

Conclusion
 

The IDFC FIRST Bank FIRST EA₹N Credit Card offers a blend of exciting cashback rewards and valuable perks, making it an excellent choice for everyday spending. Whether it’s for groceries, shopping, or dining, you can maximise your rewards with every swipe. The card’s added benefits, such as fuel surcharge waivers and nominal annual fee make it a great financial tool.