Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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IDFC FIRST Bank - FPO Financing

Description of Charges Charges / Fee Amount
Interest Rate(Per Annum) 13% to 15%
Processing Fee  1.5% of sanction loan amount + GST
Renewal fees 1% of sanction loan amount + GST
Penal Interest  2.00% p.m.
Cheque Bounce Charges Rs.500 + GST
ROC Filling  
If filed before 30 days As per Actual
If filed after 30 days  As per Actual
Foreclosure Charges  NIL
Loan Cancellation charges (After Disbursal) NIL
Duplicate NOC Rs.500+GST