This document lays out the General Terms and Conditions (“Terms and Conditions”) which shall be applicable to all the Account (defined below) which are existing or may be opened anytime in the future with IDFC FIRST Bank Limited (“IDFC FIRST Bank/Bank”). These Terms and Conditions, including any changes/modifications from time to time, shall govern the relationship including, without limitation, all transactions relating to the operation and maintenance of the Account between the Customer and IDFC FIRST Bank and shall govern the
general relationship and the particular services mentioned hereinafter and / or made available to the Customer at the sole discretion of IDFC FIRST Bank (“Facilities”). These Terms and Conditions are in addition to the terms and conditions as may be specified in any other document(s) as may apply to a particular Account, Facilities, or transaction. In the event of any of these Terms and conditions being contrary to those specified therein, the terms and conditions as specified in such other document(s) in respect of a particular Account, Facilities or transaction as the case may be will prevail over these Terms and Conditions.