-
-
Home Loans, now at 6.90% p.a.
Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans
-
-
Common Documents and guidelines for Salaried and Self Employed customers
| Type | Document |
|---|---|
| PAN card (Any 1 document) |
PAN Card Form 60 (To be submitted only if PAN card is not available) |
| Identity Proof & Address Proof | ANY 1 Official Valid Document (OVD) is mandatory from the below: Valid Passport with expiry date, photograph and signature Aadhaar Card issued by UIDAI Voter’s Identity Card issued by Election Commission of India Driving License issued by regional transport authority Job Card issued by NREGA duly signed by an officer of the State Govt. National Population Register containing details of name and address FOR ADDRESS PROOF: If any of the above address proof is not available then submit ANY 1 of the below Address Proofs (Deemed OVD): Registered Sales Deed + Latest Utility Bill in the name of the owner Latest Bank Statement Latest Passbook of scheduled commercial Bank Rent Agreement (E- Agreement / Registered Agreement / Notarized Agreement) + Latest utility bill in the name of the current owner Utility Bill : latest or not more than 2 months from the date of CPA Login (Electircity, Telephone, Piped or Cylinder Gas, Water Bill, Post-paid Mobile Bill) Property or Municipal Tax Receipt Pension or Family Pension Payment Orders (PPOs) : issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address Letter of Allotment of Accommodation from Employer : issued by State Government or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies and leave and license agreements with such employers allotting official accommodation |
Specific Documents and guidelines for Salaried customers
| Type | Documents (As per Policy doc) |
|---|---|
| Banking & Income Proof | Latest 3 months Bank Statement Latest 3 months Salary Slip to be submitted for select schemes |
| Balance Transfer (any 1 of the documents) |
Repayment Schedule* * Where the proposed BT loan is not reflecting in Bureau and RTR cannot be ascertained, SOA/FCL is required Loan Foreclosure letter Statement of Account |
| Ownership Proof (any 1) |
Sales Deed + latest utlity bill in the name of the current owner Latest Water tax bill Latest Property tax bill Electricity Bill Latest Maintenance Bill |
Specific Documents and guidelines for Self Employed customers
| Type | Documents (As per Policy doc) |
|---|---|
| Banking & Income Proof | Latest 3 months Bank Statement |
| Balance Transfer (any 1 of the documents) |
Repayment Schedule* * Where the proposed BT loan is not reflecting in Bureau and RTR cannot be ascertained, SOA/FCL is required Loan Foreclosure letter Statement of Account |
| Ownership Proof (any 1) |
Sales Deed + latest utlity bill in the name of the current owner Latest Water tax bill Latest Property tax bill Electricity Bill Latest Maintenance Bill |
| Business Proof (any 1) |
Municipal tax bill Gram Panchayat Certificate filed minimum 6 months before CPA login date Shop & Establishment Certificate (Gumasta) GST Certificate ITR with Computation of income of Last 2 years with minimum 6 months' gap between the 2 ITR filing dates Udyog Aadhaar filed minimum 6 months before CPA login date FSSAI license filed minimum 6 months before CPA login date Utility bill in the name of the concern SSI Certificate issued by Government of India minimum 6 months before CPA login date |