Explore Personal Banking
Accounts
Deposits
Loans
Wealth & Insure
Payments
Cards
What's special about us
Customer Support
Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
GIFT City
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
Careers
IDFC FIRST Academy
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

Documents Required for Personal Loan

Key Documents Required for customers

Type Document
PAN card

Mandatory
Identity Proof & Address Proof

ANY 1 Official Valid Document (OVD) is mandatory from the below:

Valid Passport with expiry date, photograph and signature

Aadhaar Card issued by UIDAI

Voter’s Identity Card issued by Election Commission of India

Driving License issued by regional transport authority

Job Card issued by NREGA duly signed by an officer of the State Govt.

National Population Register containing details of name and address

FOR ADDRESS PROOF: If any of the above address proof is not available then submit ANY 1 of the below Address Proofs (Deemed OVD):

Registered Sales Deed + Latest Utility Bill in the name of the owner

RBI Approved Account Aggregator Process/ Bank Statement

Latest Passbook of scheduled commercial Bank

Rent Agreement (E- Agreement / Registered Agreement / Notarized Agreement) + Latest utility bill in the name of the current owner

Utility Bill : latest or not more than 2 months from the date of CPA Login (Electircity, Telephone, Piped or Cylinder Gas, Water Bill, Post-paid Mobile Bill)

Property or Municipal Tax Receipt

Pension or Family Pension Payment Orders (PPOs) : issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address

Letter of Allotment of Accommodation from Employer : issued by State Government or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies and leave and license agreements with such employers allotting official accommodation

Additional documents required for customers

Type Documents (As per Policy doc)
Banking & Income Proof

RBI Approved Account Aggregator Process/ Bank Statement

Latest 3 months Salary Slip to be submitted for select schemes
Balance Transfer
(any 1 of the documents)

Repayment Schedule*

* Where the proposed BT loan is not reflecting in Bureau and RTR cannot be ascertained, SOA/FCL is required

Loan Foreclosure letter

Statement of Account
Ownership Proof
(any 1)

Sales Deed + latest utlity bill in the name of the current owner

Latest Water tax bill

Latest Property tax bill

Electricity Bill

Latest Maintenance Bill