Personal
Personal Credit Card NRI Wealth Startup Solutions Corporate MSME GIFT City

What's special about us
Customer Service Contact us Service request Locate a branch

Find all the help you need

Scan the QR, get our app, and find help on your fingertips

Help Center
Support topics, Contact us, FAQs and more
Login

Are you ready for an upgrade?

Login to the new experience with best features and services

Login to Internet banking

For Loan Accounts
Pay Loan EMI

For Wholesale Accounts
Login to Wholesale Banking (New Portal)
Login

Are you ready for an upgrade?

Login to the new experience with best features and services

Login to Internet banking

For Loan Accounts
Pay Loan EMI

For Wholesale Accounts
Login to Wholesale Banking (New Portal)

IDFC FIRST Bulletin

CKYC Registry

Know More Visit Website

Send funds abroad

Pay Abroad Know More

Notifications

Documents Required for Personal Loan

Key Documents Required for customers

Type	Document
PAN card	Mandatory
Identity Proof & Address Proof	ANY 1 Official Valid Document (OVD) is mandatory from the below: Valid Passport with expiry date, photograph and signature Aadhaar Card issued by UIDAI Voter’s Identity Card issued by Election Commission of India Driving License issued by regional transport authority Job Card issued by NREGA duly signed by an officer of the State Govt. National Population Register containing details of name and address FOR ADDRESS PROOF: If any of the above address proof is not available then submit ANY 1 of the below Address Proofs (Deemed OVD): Registered Sales Deed + Latest Utility Bill in the name of the owner RBI Approved Account Aggregator Process/ Bank Statement Latest Passbook of scheduled commercial Bank Rent Agreement (E- Agreement / Registered Agreement / Notarized Agreement) + Latest utility bill in the name of the current owner Utility Bill : latest or not more than 2 months from the date of CPA Login (Electircity, Telephone, Piped or Cylinder Gas, Water Bill, Post-paid Mobile Bill) Property or Municipal Tax Receipt Pension or Family Pension Payment Orders (PPOs) : issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address Letter of Allotment of Accommodation from Employer : issued by State Government or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies and leave and license agreements with such employers allotting official accommodation

Type

Document

PAN card

Mandatory

Identity Proof & Address Proof

ANY 1 Official Valid Document (OVD) is mandatory from the below:

Valid Passport with expiry date, photograph and signature

Aadhaar Card issued by UIDAI

Voter’s Identity Card issued by Election Commission of India

Driving License issued by regional transport authority

Job Card issued by NREGA duly signed by an officer of the State Govt.

National Population Register containing details of name and address

FOR ADDRESS PROOF: If any of the above address proof is not available then submit ANY 1 of the below Address Proofs (Deemed OVD):

Registered Sales Deed + Latest Utility Bill in the name of the owner

RBI Approved Account Aggregator Process/ Bank Statement

Latest Passbook of scheduled commercial Bank

Rent Agreement (E- Agreement / Registered Agreement / Notarized Agreement) + Latest utility bill in the name of the current owner

Utility Bill : latest or not more than 2 months from the date of CPA Login (Electircity, Telephone, Piped or Cylinder Gas, Water Bill, Post-paid Mobile Bill)

Property or Municipal Tax Receipt

Pension or Family Pension Payment Orders (PPOs) : issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address

Letter of Allotment of Accommodation from Employer : issued by State Government or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies and leave and license agreements with such employers allotting official accommodation

Additional documents required for customers

Type	Documents (As per Policy doc)
Banking & Income Proof	RBI Approved Account Aggregator Process/ Bank Statement Latest 3 months Salary Slip to be submitted for select schemes
Balance Transfer (any 1 of the documents)	Repayment Schedule* * Where the proposed BT loan is not reflecting in Bureau and RTR cannot be ascertained, SOA/FCL is required Loan Foreclosure letter Statement of Account
Ownership Proof (any 1)	Sales Deed + latest utlity bill in the name of the current owner Latest Water tax bill Latest Property tax bill Electricity Bill Latest Maintenance Bill

Type

Documents (As per Policy doc)

Banking & Income Proof

RBI Approved Account Aggregator Process/ Bank Statement

Latest 3 months Salary Slip to be submitted for select schemes

Balance Transfer
(any 1 of the documents)

Repayment Schedule*

* Where the proposed BT loan is not reflecting in Bureau and RTR cannot be ascertained, SOA/FCL is required

Loan Foreclosure letter

Statement of Account

Ownership Proof
(any 1)

Sales Deed + latest utlity bill in the name of the current owner

Latest Water tax bill

Latest Property tax bill

Electricity Bill

Latest Maintenance Bill