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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Easy Buy EMI Card-Terms and Conditions:


Avail the perks of being a privileged Easy Buy EMI Card customer! IDFC FIRST Bank acknowledges and offers its most loyal and well-performing customers with the Easy Buy EMI Card. This card offers you exciting offers, payment options, cashbacks and much more for your benefit. Avail this offer across 100+ online stores and 15000+ Offline stores across India.

The Easy Buy EMI Card offers you the power to own a new air-conditioner, LED TV, refrigerator, latest smartphone or any other durable from IDFC FIRST Bank authorized Dealers across India.

Below T&C shall be applicable to the Applicant for Easy Buy EMI card offer.

1. The non-refundable application fees for the Card is 530.00 (Including GST). The pre-qualified offer mentioned to the Applicant is the offer at the time of application of the Card and subject to change at the Bank's discretion.

2. Applicant can also access the Virtual Easy Buy EMI Card through our IDFC FIRST Bank: Mobile Banking App: https://idfcfr.in/IDFCFB/FcgQRv.

3. Applicant is responsible for submission of complete documents, as per the checklist in the form, for processing his / her durable loan at the Bank before delivery of product.

4. The non- refundable annual fee for Easy Buy EMI card is 99/- (Including GST).

5. Applicant can use this card to apply for future loans with IDFC FIRST Bank. This is not a credit card. Any future loans taken using the Easy Buy EMI card, may require additional checks at bank's end. The offers are uncommitted offers, are recallable by IDFC FIRST Bank at any time and may be cancelled and repudiated in part or in entirely by IDFC FIRST Bank at any time without notice and without giving any reason. Sanction or part disbursal of the offer should not be construed as giving rise to binding obligations on the part of IDFC FIRST Bank to provide the offer. The offer mentioned aforesaid will be available solely at IDFC FIRST Bank’s discretion and IDFC FIRST Bank will not be liable for any action taken by the borrower on the basis of this sanctioned offer.