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Finance

Bajaj Allianz Life Smart Protect Goal

Bajaj Allianz Life Smart Protect Goal – A Non-linked, Non-Participating, Pure Life Term Insurance Plan

An affordable term plan with carefully designed variants to suit your particular needs.

Product Features:

  1. Rs.1 Crore Cover at just Rs.19 per day (for 25 years old male, non-smoker, Annual premium payment mode, standard life, Life Cover Variant, policy term & premium payment term of 30 years and Sum Assured of Rs, 1,00,00,000, premium is exclusive of GST )
  2. Covers 55 major and minor critical illnesses
  3. Child Education Extra cover to help you plan for your child's education
  4. Option to choose cover till 99 years^ with Life Cover variant
  5. Return of premium^ option to help you get all paid premiums back if nothing happens

^Whole of life cover and Return of Premium option cannot be opted together

Variants:

Life Cover Variant:

  1. The life assured will receive the total premium paid at the end of the policy term as Maturity benefit, if ROP^ (Return of Premium) option has been chosen
  2. Option to choose Whole of life cover till 99 years^ of age
  3. Several add-on covers to choose from, like accidental death benefit, accidental total permanent disability benefit, critical illness benefit and waiver of premium benefit
  4. Covers 55 critical illnesses to provide comprehensive cover
  5. ^Whole of life cover and Return Of Premium cannot be opted together

Child Education Extra Cover Variant:

  1. Additional protection of 10-100% of the base cover to help you support your child’s educational expenses, in case of unfortunate demise of the life assured
  2. Several optional add-ons like accidental death benefit, accidental total permanent disability benefit, critical illness benefit and waiver of premium benefit, to ensure comprehensive life cover

Life Cover with Joint Life variant:

  1. Covers life assured and his/her spouse in the same policy
  2. Allows the life assured and the spouse to avail life cover of different amount
  3. With the waiver of premium benefit, the future premiums are waived off in case of a pre-specified event

Increasing Life Cover Variant:

  1. Automatic enhancement of the life cover at every policy anniversary. Maximum sum assured can increase by up to 200% of the base cover
  2. All future premiums are forgone off in case a pre-specified event occurs if the waiver of premium benefit if opted for.

Download Bajaj Allianz SPG Brochure

Download Claimant Statement Form (Death Claims)

Download Term Insurance Disclaimer

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