Tata AIA Sampoorna Raksha Supreme - Eligibility
 

Plan Option

Life

Life Plus

Life Income

Entry Age (Years)

Minimum

18

18

20

Maximum

65

65

60

Maturity Age (Years)

Minimum

23

28

65

Maximum

100

100

100

Premium Paying Term (Years)

Minimum

• Single Pay

• Limited Pay/ Regular Pay – 5

• Regular Pay - 5

• Single Pay

• Limited Pay - 5, 10, 12

• Regular Pay - 10

• 5 to 15

• Pay till age 60

Maximum

• Single Pay

• Limited Pay - Benefit Option Term - 1

• Regular Pay - Same as Benefit Option Term

• Single Pay

• Limited Pay - 5, 10, 12

• Regular Pay - 82

• 5 to 15

• Pay till age 60

Stay Covered For

(Policy Term in Years)

Minimum

10

• Single Pay - 10
• Limited Pay - 10
• Regular Pay - 10

10

(Subject to maturity age of at least 65 years)

Maximum

82

• Single Pay - 82
• Limited Pay - 82
• Regular Pay - 82
(Subject to maximum maturity age of 100 years)

80

(Sub to maximum maturity age of 100 years)

Life Cover Amount

(Base Sum Assured in Rs)

Minimum

50 lakhs

50 lakhs

50 lakhs

Maximum

No Limit

(Subject to Board approved underwriting policy (BAUP))

No Limit

(Subject to Board approved underwriting policy (BAUP))

No Limit

(Subject to Board approved underwriting policy (BAUP))

Premium Payment Mode

Annual
Semi-annual
Quarterly
Monthly

Annual
Semi-annual
Quarterly
Monthly

Death Benefit

Lump sum life cover paid to the claimant on death of the Life Assured

Lump sum life cover paid to the claimant on death of the Life Assured

Lump sum life cover paid to the claimant on death of the Life Assured

Option To Cover till Age Of 100

(Whole Life Coverage) ^

Yes

Yes

Yes

Return of Premium Amount** 

No

105% of total base plan premiums paid to you (excl. loading, taxes & discount) returned on survival

No

Life stage option - Increase Life Cover at Important Milestones* such as Marriage or Childbirth

Systematic cover increase option available

(Life Stage Option)

Systematic cover increase option available

(Life Stage Option)

No

Terminal Illness Cover (Payor Accelerator Benefit)

50% of the base sum assured paid on terminal Illness and the remaining amount paid to the nominee on death of the Life Assured

50% of the base sum assured paid on terminal Illness and the remaining amount paid to the nominee on death of the Life Assured

Payor Accelerator Benefit –On terminal Illness 50% of the base SA paid