Enjoy Zero Charges on All Commonly Used Savings Account Services
Login to the new experience with best features and services
Login to the new experience with best features and services
Customer care hotlineCall 1800 10 888
Plan Option |
Life |
Life Plus |
Life Income |
|
Entry Age (Years) |
Minimum |
18 |
18 |
20 |
Maximum |
65 |
65 |
60 |
|
Maturity Age (Years) |
Minimum |
23 |
28 |
65 |
Maximum |
100 |
100 |
100 |
|
Premium Paying Term (Years) |
Minimum |
• Single Pay • Limited Pay/ Regular Pay – 5 • Regular Pay - 5 |
• Single Pay • Limited Pay - 5, 10, 12 • Regular Pay - 10 |
• 5 to 15 • Pay till age 60 |
Maximum |
• Single Pay • Limited Pay - Benefit Option Term - 1 • Regular Pay - Same as Benefit Option Term |
• Single Pay • Limited Pay - 5, 10, 12 • Regular Pay - 82 |
• 5 to 15 • Pay till age 60 |
|
(Policy Term in Years) |
Minimum |
10 |
• Single Pay - 10 |
10 (Subject to maturity age of at least 65 years) |
Maximum |
82 |
• Single Pay - 82 |
80 (Sub to maximum maturity age of 100 years) |
|
Life Cover Amount (Base Sum Assured in Rs) |
Minimum |
50 lakhs |
50 lakhs |
50 lakhs |
Maximum |
No Limit (Subject to Board approved underwriting policy (BAUP)) |
No Limit
(Subject to Board approved underwriting policy (BAUP)) |
No Limit
(Subject to Board approved underwriting policy (BAUP)) |
|
Premium Payment Mode |
Annual Semi-annual Quarterly Monthly |
Annual |
Annual |
|
Death Benefit |
Lump sum life cover paid to the claimant on death of the Life Assured |
Lump sum life cover paid to the claimant on death of the Life Assured |
Lump sum life cover paid to the claimant on death of the Life Assured |
|
Option To Cover till Age Of 100 (Whole Life Coverage) ^
|
Yes |
Yes |
Yes |
|
Return of Premium Amount** |
No |
105% of total base plan premiums paid to you (excl. loading, taxes & discount) returned on survival |
No |
|
Life stage option - Increase Life Cover at Important Milestones* such as Marriage or Childbirth |
Systematic cover increase option available (Life Stage Option) |
Systematic cover increase option available (Life Stage Option) |
No |
|
Terminal Illness Cover (Payor Accelerator Benefit) |
50% of the base sum assured paid on terminal Illness and the remaining amount paid to the nominee on death of the Life Assured |
50% of the base sum assured paid on terminal Illness and the remaining amount paid to the nominee on death of the Life Assured |
Payor Accelerator Benefit –On terminal Illness 50% of the base SA paid |