Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

Marine Cargo Insurance - Eligibility

Marine Peril and Coverage:

Below are various peril and respective coverage provided to cover those peril:

Inland Transit Clause(ITC) : For Transit Within Country

Risk

ITC A (ALL RISK COVER)

ITC B (BASIC COVER

ITC C (Restricted COVER)

Fire, Lightening or Explosion

Yes

Yes

Yes

Overturning or derailment of vehicle

Yes

Yes

No

Earthquake or Volcanic Eruption during transit

Yes

Yes

No

Collision between 2 Vehicles

Yes

Yes

No

River or lake water entering cargo

Yes

Yes

No

Damage/Loss to goods during loading & unloading

Yes

No

No

Damage/Loss to goods during handling of goods in transit

Yes

No

No

Theft or malicious damage

Yes

No

No

Shortage or non-delivery of goods

Yes

No

No

Hijack of goods

Yes

No

No

Any other risk not specifically excluded

Yes

No

No

Institute Cargo Clauses (ICC) : For Transit Between Countries (Import/Export)

Risk

ICC A (ALL RISK COVER)

ICC B (BASIC COVER)

ICC C (RESTRICTED COVER)

Fire or Explosion

Yes

Yes

Yes

Overturning or derailment of vehicle

Yes

Yes

Yes

Discharge of cargo at port of distress

Yes

Yes

Yes

Collision between 2 Vehicles

Yes

Yes

Yes

Jettison

Yes

Yes

Yes

Washing overboard

Yes

Yes

No

Earthquake, Lightening or Volcanic Eruption during transit

Yes

Yes

No

River or lake water entering cargo

Yes

Yes

No

Damage/Loss to goods during loading & unloading

Yes

Yes

No

Damage/Loss to goods during handling of goods in transit

Yes

No

No

Theft or malicious damage

Yes

No

No

Shortage or non delivery of goods

Yes

No

No

Hijack of goods

Yes

No

No

Any other risk not specifically excluded

Yes

No

No

Note: War, Strikes, Riots and Civil Commotion Risk can be covered by payment of additional premium