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HDFC life Click 2 Protect Life - Eligibility

ELIGIBILITY:

Plan Option

Life & CI Rebalance

Life Protect

Income Plus

Fixed Term

Whole Life

Fixed Term

Whole Life

MIN AGE AT ENTRY

18 years

18 years

45 years

30 years

45 years

MAX AGE AT ENTRY

65 years

65 years

65 years

50 years

Single Pay & 5 Pay: 55 years, 10 Pay: 50 years

MIN AGE AT MATURITY

28 years

18 years

Whole of Life

70 years

Whole of Life

MAX AGE AT MATURITY

75 years

85 years

Whole of Life

85 years

Whole of Life

MIN POLICY TERM

10 years

Single Pay: 1 month, Regular Pay6: 5 years, Limited Pay7: 6 years

Whole of Life

70 years – Age at Entry

Whole of Life

MAX POLICY TERM

30 years

85 years – Age at Entry

Whole of Life

40 years

Whole of Life

PREMIUM PAYMENT TERM

Single Pay, Regular Pay6, Limited Pay7 (5 to any PPT less than PT)

Limited Pay (5, 10, 15 pay)

Single Pay, Limited Pay7 (5, 10 pay)

MIN. BASIC SUM ASSURED

INR 20,00,000

INR 50,000

MAX. BASIC SUM ASSURED

No limit, subject to Board Approved Underwriting Policy (BAUP)

 

Disclaimer:

1Premium for Life Protect Option, Male Life Assured, Non-Smoker, 25 years of age, Policy term of 30 years, Regular pay, Annual frequency, exclusive of taxes and levies as applicable. (Annual Premium of `7901/365 = 22)
2Available under Life & CI Rebalance option only. Critical Illness cover increases at each policy anniversary with corresponding reduction in Life Cover.
3Available under Income Plus option. Monthly income payouts start from the policy anniversary following 60th birthday of the Life Assured and continue until death or policy maturity.
3Available under Life protect and Income options only.
4Available as an inbuilt feature under Income Plus Option and on payment of extra premium under Life Protect Option (Fixed Term variant) and Life & CI Rebalance Option.
5WoP on diagnosis of CI is available as in inbuilt feature under Life & CI Rebalance Option and on payment of extra premium under Life Protect Option (Fixed Term variant). ADB option is available on payment of extra premium under Life Protect Option.
6Regular pay means when premium paying term is equal to policy term.
7Limited pay means when premium paying term is less than policy term.

All ages are expressed as on last birthday. For all ages, risk commences from the date of inception of the contract. For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

IDFC FIRST Bank Limited having its registered office at KRM Tower, 8th Floor, No. 1, Harrington Road, Chetpet, Chennai – 600031, is authorized by the Insurance Regulatory and Development Authority of India to act as a Corporate Agent of HDFC Life Insurance Company Ltd for procuring or soliciting life insurance business under license number CA0106. The purchase of Insurance products by IDFC FIRST Bank’s customers is purely on voluntary and not linked to availing of any other services from the bank. Tel: 1800 419 4332.

"HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101. Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: service@hdfclife.com, Tel. No: 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply. Do NOT prefix any country code. e.g. +91 or 00. Website: www.hdfclife.com. The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited.

HDFC Life Click 2 Protect Life (UIN: 101N139V01) is a non-linked, non-participating, individual, pure risk premium/savings life insurance plan. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. IDFC First Bank (IRDAI Registration No. CA0106) is the Corporate Agent of HDFC Life. Insurance policies are underwritten by HDFC Life. Purchase of Insurance Policy is voluntary." ARN: BA/09/21/25428.