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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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HDFC Life Sampoorna Jeevan - Eligibility

Eligibility Parameters Premium Payment Term (Years)
  6 8 10 12 15
Minimum age at entry
(as on last birthday)		 Sampoorna
Jeevan 75		   12 Years 10 Years 8 Years 6 Years 3 Years
Sampoorna
Jeevan 100		 18 Years
Maximum Age at Entry
(as on last birthday)		 Sampoorna
Jeevan 75		 Guaranteed Benefit Option A 60 Years 60 Years 60 Years 58 Years 55 Years
Guaranteed Benefit Option B 54 Years 52 Years 50 Years 48 Years 45 Years
Guaranteed Benefit Option C 54 Years 52 Years 50 Years 48 Years 45 Years
Guaranteed Benefit Option D 54 Years 52 Years 50 Years 48 Years 45 Years
  Sampoorna
Jeevan 100		 Guaranteed Benefit Option A 60 Years 60 Years 60 Years 58 Years 55 Years
Guaranteed Benefit Option B 54 Years 52 Years 50 Years 48 Years 45 Years
Guaranteed Benefit Option C 45 Years 45 Years 45 Years 45s Years 45 Years
Guaranteed Benefit Option D 54 Years 52 Years 50 Years 48 Years 45 Years
Minimum Age at Maturity
(as on last birthday)

Lumpsum with Cash Bonus option:
Sampoorna Jeevan 75 variant: 28 years
Sampoorna Jeevan 100 Variant: 76 years

All Other Option:
Sampoorna Jeevan 75 variant: 75 years
Sampoorna Jeevan 100 Variant: 100 years
Maximum Age at Maturity
(as on last birthday)		 Sampoorna Jeevan 75 variant: 75 years
Sampoorna Jeevan 100 Variant: 100 years
Policy Term

Lumpsum with Cash Bonus option:
Sampoorna Jeevan 75: Fixed Policy Term of 25, 30, 35, 40 years or till 75 years of Age
Sampoorna Jeevan 100: Fixed Policy Term of 25, 30, 35, 40 years or till 100 years of Age

All Other Option:
Sampoorna Jeevan 75: 75 minus age at entry
Sampoorna Jeevan 100: 100 minus age at entry
Minimum Premium
(Rs.)		 Annual 12,000
Half-Yearly 5,000
Monthly 1,000
Maximum Premium
(Rs.)		 No Limit (subject to Board approved underwriting policy)
Premium Frequency Annual, Half-Yearly, Monthly
Survival Benefit Payout Frequency Monthly, Quarterly, Half-Yearly, Annually

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