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Bajaj Allianz Life Smart Wealth Goal - Eligibility

Wealth Variant

Parameter	Details
Minimum Entry Age	0 years
Maximum Entry Age	60 years
Minimum Age at Maturity	18 years
Maximum Age at Maturity	85 Years
Policy Term	Min 10 years and Max 30 years
Premium Payment Term (PPT)	Min 5 years and Max Equal to Policy Term
Minimum Premium	Frequency	Yearly	Half-yearly	Quarterly	Monthly
	Premium (in Rs.)	12,000	6,000	3,000	1,000
	Quarterly & Monthly premium payment frequency will be available under auto-debit options as approved by RBI
Maximum Premium	No limit
Premium Payment Frequency	Yearly, Half-yearly, Quarterly and Monthly
Minimum & Maximum Sum Assured	10 times Annualized Premium
Minimum Top up Sum Assured	1.25 times Topup Premium
Maximum Top up Sum Assured	10 times Topup Premium

Child Wealth Variant

Parameter	Details
Minimum Entry Age	18 years
Maximum Entry Age	55 years
Minimum Age at Maturity	33 years
Maximum Age at Maturity	85 Years
Policy Term	Min 15 years and Max 30 years
Premium Payment Term (PPT)	Min 5 years and Max Equal to Policy Term
Minimum Premium	Frequency	Yearly	Half-yearly	Quarterly	Monthly
	Premium (in Rs.)	48,000	24,000	12,000	4,000
	Quarterly & Monthly premium payment frequency will be available under auto-debit options as approved by RBI
Maximum Premium	No limit
Premium Payment Frequency	Yearly, Half-yearly, Quarterly and Monthly
Minimum & Maximum Sum Assured	10 times Annualized Premium
Minimum Top up Sum Assured	1.25 times Topup Premium
Maximum Top up Sum Assured	10 times Topup Premium

Joint Life Wealth Variant

Parameter	Details
Minimum Entry Age	0 years
Maximum Entry Age	70 years
Minimum Age at Maturity	18 years
Maximum Age at Maturity	80 Years
Policy Term	Min 7 years and Max 30 years
Premium Payment Term (PPT)	Single Premium
Minimum Premium	Rs. 1,00,000
Maximum Premium	No limit
Premium Payment Frequency	Single Premium
Minimum & Maximum Sum Assured	10 times Annualized Premium
Minimum Top up Sum Assured	1.25 times Topup Premium
Maximum Top up Sum Assured	10 times Topup Premium

Age calculated is Age as at the last birthday

Prevailing Sum Assured is based on the prevailing Annualized Premium and applicable Sum Assured multiplier

Risk will commence immediately on date of commencement of Policy. In case of a minor life, the Policy will vest on the Life Assured on attainment of age 18 years and the life assured becomes the owner of the Policy. The original Policyholder ceases to be the owner of the Policy and the Waiver of Premium benefit cover will continue on his/her life.