Enjoy Zero Charges on All Commonly Used Savings Account Services
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Login to the new experience with best features and services
Customer care hotlineCall 1800 10 888
Parameter |
Details |
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Minimum Entry Age |
6 years |
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Maximum Entry Age |
60 years |
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Minimum Age at Maturity |
18 years |
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Maximum Age at Maturity |
72 years The maximum maturity age does not include the ELC, if opted for or Income Period. |
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Maximum Age for termination of life cover (if ELC is opted) |
84 years |
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Policy Term (PT) & Premium Payment Term (PPT) |
Lump-sum Benefit |
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PT (In years) |
10 |
12 |
15 |
20 |
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PPT (In years) |
5, 7, 10 |
5, 7, 8, 12 |
5, 7, 8, 10, 12 |
5, 7, 8, 10, 12 |
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Income Benefit |
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PT (In years) |
5 |
7 |
10 |
12 |
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PPT (In years) |
5 |
7 |
5, 7, 10 |
5, 7, 12 |
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Minimum Premium (Rs) |
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Maximum Premium |
As per Maximum Sum Assured |
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Minimum Sum Assured |
Rs. 1,00,000 |
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Maximum Sum Assured |
Based on Board Approved Underwriting Policy |
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Premium Payment Frequency |
Yearly, Half yearly, Quarterly and Monthly *Quarterly & Monthly premium payment frequency will be allowed only under auto-debit process (as per the approved RBI facilities) |