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See more detailsCustomer care hotline Call 1800 10 888
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Plan Option | Smart Income* | Regular Income | ||||
Premium Payment Term (PPT) (in years) | 5 / 6 | 7 | 8 / 10 / 12 | 5 / 6 / 7 / 8 / 10 / 12 | ||
Deferment Period (in years) | Not applicable | PT minus PPT | ||||
Policy Term (PT) (in years) | Regular Pay | Equal to PPT | 5 to 17 | |||
Limited Pay | NA | 10 | 15 | |||
Income Period (in years) | 15 / 20 / 25 / 30 | 5 / 7 / 10 / 12 / 15 | 20 / 25 / 30 | |||
Enhanced ROP4 | Yes | No | Yes | |||
Minimum | Maximum | Minimum | Maximum | |||
Age at Entry (years) | 6 | Regular Pay - 60 | 1 | 60 | ||
Limited Pay - 55 | ||||||
Age at Maturity (years) | 18 | 72 | 18 | 77 | ||
Annualized Premium3 (₹) | Rs.30,000 | No limit, subject to Board Approved Underwriting Policy | Rs.30,000 | No limit, subject to Board Approved Underwriting Policy | ||
*Under Smart Income, Income Period 15 and Limited premium payment option is only available with Early Guaranteed1 Payouts (EGP) Start Year 1.
All ages mentioned above are age as on last birthday. Risk cover will commence immediately on the date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority (i.e., 18 years’ age last birthday) or on maturity date. The product is available for sale through online mode for female lives, the age set-back of 3 years will be applicable for calculation of SA Multiple and Maturity Benefit/ Income payouts. Income Period will commence after the end of Deferment Period. The deferment period will be PT minus PPT (in years) Benefits will vary depending on the plan option chosen