What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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- Accounts
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Deposits
IDFC FIRST Bank Deposits
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Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
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Payments
IDFC FIRST Bank Payments
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Cards
IDFC FIRST Bank Cards
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- Rocket Current Account
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Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
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Corporate Lending
IDFC FIRST Bank Lending
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Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
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Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading
Account - Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
- IDFC FIRST Bank Cards
- FIRST Millennia
Credit Card - FIRST Classic
Credit Card - FIRST Select
Credit Card - FIRST Wealth
Credit Card - FIRST WOW!
Credit Card - Club Vistara
IDFC FIRST
Credit Card - Forex Card
- Deals
- Debit Cards
- Co-branded Cards
- Credit Card
EMI Calculator - FIRST Corporate
Credit Card - FIRST Purchase
Credit Card
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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ABSLI Assured Savings Plan - Eligibility
Type of Plan
A Non-Linked Non-Participating Individual Savings Life Insurance Plan
Coverage
All Individuals (Male | Female | Transgender)
Benefit Option
Lumpsum Payout at Policy Maturity
Minimum Annualized Premium
Single Pay: Rs.100,000
5 Pay: Rs.20,000
6-12 Pay: Rs.30,000
Maximum Annualized Premium
No Limit (subject to Board Approved Underwriting Policy)
Age of the Life Insured at Entry (Age as on last birthday)
Minimum
Single Life: 30 days*
Joint Life: 18 years
In case the Life Insured is a minor, the Policy will automatically vest in favour of Life Insured after attainment of majority of the Life Insured. For policies issued on minor life, the date of commencement of risk shall be the date of commencement of the policy.
Maximum
Single Life: 65 years
Joint Life: 50 years
Single Pay Option B: 50 years
Maturity Age of the Life Insured (Age as on last birthday)
Minimum
18 years
Maximum
85 years
Single Pay Option B: 70 years
Premium Payment Term (PPT) & Policy Term (PT)
| Premium Payment Term (Years) | Policy Term (Years) | |
| Minimum | Maximum | |
| Single Pay | 5 | 20 |
| 5 | 10 | 35 |
| 6 | 12 | |
| 7 | 13 | |
| 8 | 14 | |
| 9 | 15 | |
| 10 | 16 | |
| 11 | 17 | |
| 12 | 18 | |
Premium Payment Frequency and Frequency Loadings
| Frequency | Annual | Semi-annual | Quarterly | Monthly |
| Modal Factors | 0.0% | 3.5% | 5.0% | 6.0% |
Premium Bands
| Annualized Premium | Band 1 | Band 2 | Band 3 | Band 4 | Band 5 | Band 6 |
| Single Pay | NA | NA | 100,000 to 199,999 | 200,000 to 499,999 | 500,000 to 24,99,999 | 25,00,000 & above |
| Limited Pay | Upto 49,999 | 50,000 to 99,999 | 100,000 to 199,999 | 200,000 to 499,999 | 500,000 to 24,99,999 | 25,00,000 & above |
