FIRST Millennia
FIRST Classic
FIRST Select
FIRST Wealth

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Zero Balance Savings Account

Zero Balance Savings Accounts with Platinum Debit Card (w.e.f. 1st Sep, 2019)

Average Monthly Balance Requirement (AMB) / Initial Payment Requirement (in Rs.) Nil /250
Charges for non maintenance of required balance Nil
Charges (in Rs)  
Debit Card Type Visa Platinum
Debit Card Issuance Fee ₹ 100/- per card
Annual Debit Card Fee ₹ 100/- per card
Replacement of Debit Card ₹ 100/- per card
ATM Transaction Charge at any ATM in India IDFC FIRST Bank ATM
Financial Transactions: 5 Free, 6th onwards Rs. 20 + taxes
Non Financial Transactions: Free & Unlimited
Non IDFC FIRST Bank ATM
Financial & Non Financial Transaction: 5 Free, 6th onwards Rs. 20 + taxes for Financial & Rs. 8 + taxes for Non Financial
International ATM or POS transaction Rs 25 per balance enquiry & Rs. 125 per cash withdrawal/ POS (plus taxes). Forex mark up 2% of the transaction value will be applicable
Electronic Funds Transfer (NEFT/ RTGS) Outward (through NetBanking) Free (w.e.f. 1st July, 2019)
Electronic Funds Transfer (NEFT/ RTGS) Outward (through Branch) Free (w.e.f. 1st July, 2019)
Standing Instruction- Set Up/Execution/Amendment Free
Cheque Book Issuance (1st cheque book with account opening) Rs. 3 per cheque leaf
Re-issue of Cheque Book Rs. 3 per cheque leaf
Cheque Return - Deposited ₹ 100/- per instrument
Cheque Return - Issued ₹ 250/- per instrument
DD payable at branch locations ₹ 100/- per DD
DD - Duplicate Issuance ₹ 100/- per DD
DD Cancellation/ revalidation ₹ 100/- per DD
Cash Deposit/Withdrawal at our branches by the customer ₹ 100/- per transaction
Passbook Issuance & Printing Free
Stop Payment on Cheques Free

Zero Balance Savings Accounts without Deliverables (w.e.f. 1st Sep, 2019)

Average Monthly Balance Requirement (AMB) / Initial Payment Requirement (in Rs.) Nil/Nil
Charges for non maintenance of required balance Nil
Charges (in Rs)  
Debit Card Type NA
Debit Card Issuance Fee NA
Annual Debit Card Fee NA
Replacement of Debit Card NA
No. of Free ATM transactions per month at any ATM in India NA
ATM Transaction Charge at any ATM in India
NA
International ATM or POS transaction NA
Electronic Funds Transfer (NEFT/ RTGS) Outward (through NetBanking) Free (w.e.f. 1st July, 2019)
Electronic Funds Transfer (NEFT/ RTGS) Outward (through Branch) Free (w.e.f. 1st July, 2019)
Standing Instruction- Set Up/Execution/Amendment Free
Cheque Book Issuance (1st cheque book with account opening) NA 
Re-issue of Cheque Book NA
Cheque Return - Deposited ₹ 100/- per instrument
Cheque Return - Issued ₹ 250/- per instrument
DD payable at branch locations ₹ 100/- per DD
DD - Duplicate Issuance ₹ 100/- per DD
DD Cancellation/ revalidation ₹ 100/- per DD
Cash Deposit/Withdrawal at our branches by the customer ₹ 100/- per transaction
Passbook Issuance & Printing Free
Stop Payment on Cheques NA