This festive season, own the bike of your dreams

IDFC FIRST Bank’s Khushiyan FIRST campaign provides brand-specific bike loans for many college-goer bikes, commuter bikes, and long-ride bikes. Two-wheeler financing is now easy, thanks to a hassle-free application process and zero processing fees

A motorbike reveals a lot about who you are! It can be an extension of your personality and a reflection of your needs in many ways. That is why a college student chooses a completely different bike from that the average commuter selected, while a long-distance rider prefers a cruising bike that is perfect for touring.

We examine all these types, list three choices each, and explain how you can buy the right bike without busting the bank.

College-goers
 

1. TVS Apache RTR 160 4V

This popular Apache series offering returns a mileage of up to 40 kmpl. With a new-look fuel tank and a fully digital instrument cluster, the RTR 160 4V is seen as a popular option by many college students.

2. Yamaha MT-15

With a stark muscular look, this one has a 155cc engine that gives you a mileage of up to 40 kmpl. Its price may not seem too high if financed through a two-wheeler loan. IDFC FIRST Bank offers bike loans to salaried as well as self-employed applicants. Its Easy Buy EMI card makes buying a bike effortless, as does the online application process with an instant loan involving zero processing fee.

3. KTM Duke 125

The Duke 125 is popular with the youth for its upright stance and balanced ride. It returns a decent mileage of up to 38 kmpl and delivers good speed, even in short sprints. The single-channel ABS is perfectly adequate to stop this 125cc bike safely.  

Commuters 
 

1. Honda SP 125

Like most popular commuter bikes, the SP 125 scores high on fuel efficiency. It has five-speed gears, alloy wheels, and both self and kick start.

2. Hero Super Splendor

The Super Splendor is an even more practical commuter bike. It has four gears, disc and drum brakes at the front and rear respectively and returns a mileage of 60 kmpl. It has a 125cc engine and has seen regular upgrades since its 2007 launch.

3. Bajaj Pulsar 150

The 150cc engine adds extra oomph to regular commutes while keeping the mileage at a healthy 65 kmpl. This bike comes equipped with disc brakes and has five-speed gears. If you want a high style quotient in a daily commuter bike, this is recommended. 

Long-distance riders
 

1. Royal Enfield

Models like the Royal Enfield Interceptor 650 and Royal Enfield Himalayan come with a powerful engine and are made sturdy for all road conditions. the Interceptor is a capable mile-muncher. As expected, they make for long-lasting travel partners.

2. Bajaj Dominar 400

This offering from Bajaj offers an upright posture and comfortable seats for long rides. The 400cc engine has six-speed gears and dual-channel ABS. As with most long-ride bikes, it has a slipper assist clutch.

3. Jawa Perak

Solo travellers can enjoy their long rides on the 334cc Jawa Perak, which comes with well-cushioned seats and a comfortable riding position. This bobber has a six-speed gearbox and dual-channel ABS, which improves overall performance and safety.

With pre-approved bike loans of up to Rs 6 lakh, even a highly-priced long ride bike is not out of your reach with IDFC FIRST Bank. With the ‘Khushiyan FIRST’ campaign, you can now align brand-specific bike loans to finance your favourite bike. 

Valid from 1 October 2021 to 30 November 2021, Khushiyan FIRST offers bike loans that cover all major bike brands in India, such as Hero, Bajaj, Royal Enfield, Yamaha, and more. Get a 9.99%* rate of interest on your two-wheeler loan, with open market eligibility.

What are you waiting for? All you need to do is go to the IDFC FIRST Bank website or log into the IDFC FIRST App or IDFC FIRST Online Loans App, and apply now! https://www.idfcfirstbank.com/

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.