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Savings Account

Ensure Khushiyan FIRST on your Savings Account with IDFC FIRST Bank

Summary: With IDFC FIRST Bank Savings Account, you get Khushiyan FIRST this festive season with 1% cashback on festival shopping using your IDFC FIRST Bank Debit Card.

20 Oct 2022 by Team FinFIRST

Gifting and celebrating together is in the spirit of the festive season. With the festivities approaching, you must be looking forward to brightening up the lives of your loved ones. But this festive season, look beyond the usual gifting options and help them take a step towards financial freedom and growth with a financial investment. 

Opening a senior citizen saving scheme for your parents, a fixed deposit for your spouse, or a Demat account for your young niece or nephew can be just as good a gift as a shiny new gadget or another home décor accessory, if not better. And for your kin of any age, you can introduce healthy saving habits in their life by referring them to a savings account. You can even make an initial deposit and inspire them to save. Why wait? Open bank account online in no time with IDFC FIRST Bank

 

 

The Right Step During Festivals
 

A savings account is an integral part of our everyday life. It is where we can park our cash in hand, step into the world of investments, manage our income and expenses, and avail ourselves of many benefits and facilities that the savings account offers.

For a youngster, a savings account is the stepping stone to managing their personal finances. For a senior citizen, a digitised savings bank account adds to the dependability with easy access at all times. This is why even existing savings bank account holders look to switch to better alternatives for one of the following reasons:

  • High-interest Rate: The most apparent incentive for opting for a particular bank is the interest rate it offers. IDFC FIRST Bank, for instance, offers up to 7% p.a. savings account interest rate, beating even many FD products. You can closely watch your deposits grow with its trendsetting monthly interest credits. In the long run, you will get a significant increment in interest earned, thanks to the power of monthly compounding.
  • Operational Ease: It helps to monitor your savings account effortlessly while you are busy with the festivities. IDFC FIRST Bank savings account can be operated through its cutting-edge mobile and net banking app, thus ensuring the incorporation of the latest security features.
  • A World of Benefits: Our saving bank account offers powerful debit card with host of benefits like enhanced daily ATM limit up to Rs 2 lakh and daily purchase limit up to Rs 6 lakh which can be used for online and Point of Sale (PoS) purchases. You will also enjoy unlimited ATM withdrawals at IDFC FIRST ATMs. The debit card also offers enhanced Personal accident & air accident insurances and airport lounge access.*

A Bank that Celebrates with You
 

With Khushiyan FIRST, IDFC FIRST Bank is gearing up to celebrate festivities with you. A 1% cash back on every penny you spend on an IDFC FIRST Bank debit card is assured, with cashback credited in 48 hours. With IDFC FIRST Bank, get up to Rs 2,500 cashback just for your dream festival spending. And by every penny, we mean every single rupee spent, with no minimum spend requirement!

Travel spends made through the IDFC FIRST Bank debit card get you discounts and cashback across popular platforms like Yatra, Agoda, Booking.com, Club Mahindra, and Qatar Airways. Order your favourite food and get discounts on popular platforms Swiggy and Zomato. Shopping at Tata Cliq and Myntra, medicine from Tata 1mg, and education expenses at UpGrad are among the spends that are eligible for discounts and cashback when you use your IDFC FIRST Bank debit card.

Khushiyan comes FIRST this festive season with the IDFC FIRST Bank savings account. Enjoy its festival benefits and the finest banking experience for the rest of your lifetime!

*available on Savings Account with Average Monthly Balance of Rs. 25,000/- and above

 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.