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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Personal Loan
Taking a loan? Here’s the jargon you should know about
Key Takeaways
Understanding loan jargon helps you communicate more clearly with lenders and ask the right questions.- Knowing key terms boosts your confidence in making informed financial choices.
- Familiarity with loan language helps you spot hidden costs and avoid unfavourable loan conditions.
Do loans intimidate you? Are the technical terms making the process seem complicated? You’re not alone. Loan terms can sound confusing, but understanding them doesn’t have to be difficult. Once you know the basics, you can make smarter decisions and avoid costly mistakes.
Benefits of knowing your loan jargon
Here’s why learning loan jargon is essential and how it can make borrowing easier.
- Improved communication with lenders - You can ask informed questions and have more transparent conversations with banks or financial institutions.
- Increased confidence in decision-making - Understanding terms like APR, principal, and collateral empowers you to make smarter financial decisions.
- Avoiding hidden costs - Knowing common loan-related terms helps you spot potential hidden charges or unfavourable conditions in loan contracts.
- Easier comparison of loans - Familiarity with terms allows you to compare different loan offers effectively and choose the best option.
Key loan terms to know before borrowing
Here are some terminologies that you should know if you are planning to get a loan –
Be smart, keep learning, borrow safe
Loans are more than just borrowed money—they empower you to achieve milestones without financial strain. Financial institutions like IDFC FIRST Bank simplify the process by offering competitive rates, easy applications, and a host of features tailored to your requirements.
It’s essential that you learn key loan terms for smooth processes. It enables you to make smarter decisions, communicate more effectively with experts, and ultimately, create a better experience for yourself.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
