Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans
The only FASTag with triple benefits
A personal loan is a helpful tool that can be availed to meet immediate personal expenses like medical emergency, sudden loss of a job, or a non-pre-planned event. In such cases, a pre-approved Personal Loan is a suitable option for quick credit. It requires zero documentation, has an online paperless process, and at times, can also have low processing fees and low personal loan interest rates.
To get a pre-approved personal loan, all you need to do is:
There are multiple factors which can help grant you a pre-approved loan. Some of the factors commonly considered are:
Usually, banks offer pre-approved loans to its existing customers. This means that you don’t need any documentation to avail the loan.
If you’re not already an existing customer of the bank when applying for the loan, you may have to submit the following documents (may vary according to the scheme chosen):
Here are a few points to keep in mind while availing a personal loan:
There are different ways to apply for a personal loan, and you can go with the one you find most convenient:
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.