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You need to receive your salary or keep your money in a safe place and manage it. With a new bank account, you can do all these, and even more. Your bank account is identified using a unique account number or UAN. But how do you find your bank account number? Before we explain the ways to find it, we would like you to know what it is.
A bank account number helps identify a bank account, and is distinctively different for every bank account opened. In a way, one bank account is distinguished from another using this unique number. In India, its format differs from bank to bank, where you can find a 11-digit number used by public sector banks and a 12-digit or 14-digit number used by private sector ones. The first few numbers are the codes to help identify the branch of the bank.
For instance, IDFC First Bank account number has 11 digits, with the first few numbers representing the branch code and the product or account type, and the rest the account number opened. This unique code helps identify the IDFC First Bank branch and the type of account easily. Nevertheless, the format of the account number differs depending on the banks’ convenience, as well as ease of use.
Having known what a bank account number is, we will now see some simple ways to find it. There are numerous ways to know your account number, and we would rather like you to try the 5 simple ways, which are:
When a new customer opens a bank account, he or she receives a welcome kit from the bank. You must have received a welcome letter on opening a new bank account, and it includes the customer ID, bank branch ID, account number and other details. Locating your account number in the welcome letter is the easiest and simplest way.
If you have requested for a cheque book through online or at the branch, and have received one, you can locate your bank account number on the front page. It will have all the account details such as your name, residential address, mobile number, account number and cheque numbers. You can also find your savings or current bank account number printed on every cheque leaf.
Today you do most bank transactions online; however, banks, most of them, issue a pass book with account details, which consist of debit and credit transactions. The first page of the pass book has your account details, which include your name, account number, age, date of birth, contact address and number, and so on. You can easily locate your bank account number here.
The account statement is the other way of finding your account number. With most banks offering e-statements on request, you can check your registered email account for the receipt of the same. The monthly statement shows your bank account number on the top, with the month and period. Nevertheless, the format differs depending on the bank.
By using your bank’s mobile app, you can locate your account number easily. On logging into the app, you get to see your bank account number.
When you open a bank account, you are prompted to register for net banking using a user ID and password. The online platform helps you view your account details, which includes your account number. Smartphones today allow you to access your bank account easily with a few clicks making it very simple.
With these simple ways, you can find your bank account number. In case of any further clarifications, you can talk to the customer support team or visit the nearest branch.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.