Airport lounge access and more with the lifetime-free credit card

Imagine waiting for your next international flight in a serene lounge, sipping on premium coffee, and enjoying high-speed Wi-Fi—all at no extra charge. With the FIRST Wealth Credit Card, this luxury becomes your reality.

This lifetime-free credit card not only grants you complimentary international airport lounge access but also offers low forex markup fees, trip cancellation coverage, exclusive golf course privileges, and more.

Let’s decode!

Travel benefits of the FIRST Wealth Credit Card
 

If you are wondering what benefits are up for grabs with the FIRST Wealth Credit Card, wonder no more. Check out the benefits yourself:

1.Low forex markup fee
 

With the internationally accepted FIRST Wealth Credit Card, you can transact internationally without the need to carry cash. What’s more, you can also save on international transactions with a low forex markup fee of only 1.5%.

2. Lounge access
 

Enjoy railway and airport lounge access with the FIRST Wealth Credit Card on spending ₹20,000 or more in the previous calendar month. Here’s what you get every quarter - 

a. Two complimentary domestic airport lounge or spa access

b. Two complimentary global airport lounge access

c. Four complementary railway lounge access at select terminals

3. Trip cancellation cover

If your trip gets cancelled at the last minute, you don’t have to worry about non-refundable bookings. With trip cancellation cover of up to ₹10,000, get reimbursed for up to ₹10,000 for the non-refundable cost of airfares and hotel bookings. What’s more, you can use the claim twice every year.

4. Up to 10X reward points

 

Earn up to 3X reward points on spending up to ₹20,000 in a statement cycle. If your spending exceeds ₹20,000 or it’s your birthday, you can earn 10X reward points.

Earn, accumulate, and redeem these reward points to pay for flight tickets or hotel bookings and save on travel expenses.

5. Flight and hotel benefits
 

You can grab multiple offers on flight and hotel bookings when you book your flights and hotels using the IDFC FIRST Bank Mobile Banking app:

• Zero convenience fee on flight bookings
• 20 bonus reward points on every ₹100 spent on hotel bookings
• Seamless in-app booking experience

You can also take advantage of attractive discounts and offers across popular travel merchants, including Yatra, Goibibo, MakeMyTrip, and more.

How to use the airport lounge access feature?
 

Here are the steps by which you can enjoy comfortable airport lounge access without paying a huge fee -

• Step 1 - Ensure you have spent a minimum of ₹20,000 in the preceding month
• Step 2 - Check the list of available lounges
• Step 3 - Book your lounge visit online
• Step 4 - You can also walk into the eligible lounge
• Step 5 - Present your credit card, pay the nominee fee (₹2 for card authentication) and enjoy the complimentary lounge visit

FIRST Wealth Credit Card versus other premium cards
 

What makes the FIRST Wealth Credit Card more rewarding than other premium travel credit cards?

While premium travel cards also offer attractive travel benefits, they come at a cost. But the FIRST Wealth Credit Card is free for life! There’s no joining or annual fee. So, you can enjoy double savings - one on the joining fees and the other on the perks offered with the card.

All you need is an annual income of ₹36 lakhs, and the FIRST Wealth Credit Card can be yours. You can apply online and get the card within a short time.

How to apply for the FIRST Wealth Credit card
 

1. Step 1 - Click here to visit the card application page
2. Step 2 - Fill in and submit your personal and professional details
3. Step 3 - If you meet the eligibility criteria, your application will be approved in a few days
4. Step 4 - Complete the video KYC with just your PAN card

Once your details have been verified, you’ll receive the virtual and physical credit card in no time.

Travel smart with the FIRST Wealth Credit Card
 

Choose the FIRST Wealth Credit Card and unlock the travel benefits that are up for grabs. Whether it is airport lounge access for a comfortable layover or discounts on travel bookings, the card offers all these benefits and more.

So, why the wait? Apply online for one of the best travel rewards credit cards and book your next adventure now!