-
Customer care hotline Call 1800 10 888
Are you ready for an upgrade?
Login to the new experience with best features and services
Notifications
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
-
Activate your Credit Card within minutes and enjoy unlimited benefits
Accounts
Deposits
Loans
- IDFC FIRST Bank Loans
-
Personal Loan
-
Consumer Durable
Loan -
Home Loan
-
Business Loan
-
Professional Loan
-
Education Loan
-
New Car Loan
-
Pre-owned Car Loan
-
Two Wheeler Loan
-
Pre-owned Two
Wheeler Loan -
Commercial Vehicle
Loan -
Gold Loan
-
Loan Against Property
-
Loan Against Securities
-
Easy Buy EMI card
-
Personal Loan
EMI Calculator -
Education Loan
EMI Calculator -
Home Loan
EMI Calculator
Wealth & Insure
Payments
Cards
- IDFC FIRST Bank Cards
-
Ashva :
Metal Credit Card -
Mayura :
Metal Credit Card -
FIRST Millennia
Credit Card -
FIRST Classic
Credit Card -
FIRST Select
Credit Card -
FIRST Wealth
Credit Card -
FIRST WOW!
Credit Card -
Forex Card
-
Deals
-
Debit Cards
-
Co-branded Cards
-
Credit Card
EMI Calculator -
FIRST Corporate
Credit Card -
FIRST Purchase
Credit Card -
FIRST Business
Credit Card
Premium Metal
0% Forex & Travel
Lifetime Free
- Max benefits, Free for life
-
FIRST Classic10X RewardsShoppingNever Expiring Rewards
-
FIRST Millennia10X RewardsShoppingNever Expiring Rewards
-
FIRST Select10X RewardsLifestyle1.99% Forex
-
FIRST Wealth10X RewardsLifestyle1.5% Forex
-
FIRST WOW!RewardsTravelZero Forex
-
LIC ClassicRewardsInsuranceShopping
-
LIC SelectRewardsInsuranceShopping
10X Rewards
- Reward Multipliers
-
AshvaLifestyleMetal₹2,999
-
MayuraLifestyleZero Forex₹5,999
-
FIRST ClassicNever Expiring RewardsShoppingLifetime Free
-
FIRST MillenniaNever Expiring RewardsShoppingLifetime Free
-
FIRST SelectNever Expiring RewardsLifestyleLifetime Free
-
FIRST WealthNever Expiring RewardsLifestyleLifetime Free
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Corporate Account
Cash Management Services
Corporate Lending
Treasury
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Offers
About Us
Investors
Careers
ESG
As the festive season approaches, the allure of shopping and material gifts can be enticing. Many of us find ourselves caught in the whirlwind of spending money on the latest gadgets or trendy outfits, thinking these purchases will bring happiness. However, this year, consider a different approach—one that emphasises experiences over things.
Investing in memorable experiences can lead to joy and connection that material items simply can’t replicate. Whether it's a family trip, a relaxing spa day, or an exciting culinary adventure, the moments we share with loved ones during the festive season are what truly enrich our lives. Make moments count by cherishing these experiences that create lasting memories.
This article explores how to spend your money on delightful experiences this season. It also highlights how a premium credit card can support your festive money spending, helping you create lasting memories without breaking the bank.
6 Meaningful experiences to spend your money on
This festive season, you can use the FIRST Select Credit Card to enjoy each moment to the fullest. Spend money on experiences that create lasting memories with these six delightful options –
1. Travel adventures
Travel is often the best investment you can make. Whether it’s a weekend getaway to a scenic hill station or a family vacation to a vibrant city, the joy of exploring new places with loved ones is unparalleled.
With the FIRST Select Credit Card, you can enjoy exclusive travel benefits, like complimentary domestic lounge access and travel insurance, enhancing your travel experience while optimising the way you’re spending your money. Plus, you'll have the added peace of mind with Cancellation For Any Reason (CFAR) insurance, offering cover for up to two claims of ₹10,000 for hotel and flight booking cancellations.
2. Spa and wellness retreats
Amidst the festive hustle, self-care becomes essential. Treat yourself and your loved ones to a luxurious spa day or a wellness retreat. These experiences not only rejuvenate the body but also create treasured memories of relaxation and bonding.
Plus, with the rewards program on the FIRST Select Credit Card, spending money can earn you points toward future indulgences! You can earn unlimited, never-expiring rewards, with 3X points on spends up to ₹20,000 per cycle and 10X points on spending over ₹20,000 and on your birthday. These points can be easily redeemed for online or in-store purchases, making it a rewarding way to manage your festive spending.
3. Gastronomic experiences
The festive season is a perfect time to indulge in culinary delights. Book a fine dining experience or join a cooking class with friends and family. Sharing delicious food and laughter fosters deeper connections than material gifts.
Take advantage of the 20% discounts at over 1500 restaurants and other offers with your FIRST Select Credit Card to save money while dining!
4. Road trips
Nothing beats the thrill of a spontaneous road trip during the festive season. Gather your friends or family, hit the road, and create stories you’ll cherish forever.
With the FIRST Select Credit Card, enjoy benefits like roadside assistance, ensuring your journey is as smooth as spending your money.
5. Cultural events and shows
Support local artists and immerse yourself in culture by attending concerts, theatre performances, or art exhibitions. Investing in such experiences not only enriches your festive season but also strengthens community ties.
Plus, the FIRST Select Credit Card often provides offers on movie tickets, ensuring that your money spending is both enjoyable and budget friendly. You can also enjoy a 'Buy One, Get One' offer on movie tickets up to ₹125 on the District mobile app (valid twice per month).
6. Adventure activities
For the thrill-seekers, consider spending money on adventure activities like trekking, scuba diving, or paragliding. These experiences pump adrenaline and forge bonds as you conquer challenges together. The excitement of sharing these adventures makes them invaluable, justifying the money spent on them.
Conclusion
This festive season, prioritise experiences over material things. Whether you’re travelling, relaxing at a spa, or enjoying a gourmet meal, the memories created will far outlast any gift.
With the FIRST Select Credit Card by IDFC FIRST Bank, managing and optimising your festive money spending becomes a breeze, thanks to its extensive rewards and benefits. Apply today to embrace this festive season with open arms and create beautiful moments you and your loved ones will cherish for years to come!
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.