Travel More, Spend Less: The Benefits of a Credit Card for Travellers

Travel is one of life's greatest pleasures, and when you do it with the right tools, it becomes even more memorable. With all the rewards you earn along the way, a travel-friendly Credit Card is a must-have for globetrotters, as it can make your journey more convenient, affordable, and enjoyable. Travelling with a Credit Card also provides convenience when booking tickets, hotels, or renting vehicles. All it takes is a few clicks.

If your credit score is low or you don't have a credit history, then obtaining a Credit Card can be a real struggle. But it doesn't have to be that way! The IDFC FIRST WOW! Credit Card is an unsecured card backed by a fixed deposit that requires almost no documentation.

Let’s take a look at the features that make it perfect for travelers:

• Zero forex mark-up fee:

In most cases, foreign currency exchange fees are unavoidable, regardless of whether you pay cash or with a Credit Card. These fees can eat up a large part of your travel budget, making your trip more expensive than it should be. However, with the FIRST WOW! Credit Card, this is something you don’t need to worry about. It is the best travel card with a zero forex markup fees, allowing you to spend your money without worrying added charges on your spends abroad.

You can further track all your expenses with the IDFC FIRST Mobile Banking App

• 100% Cash withdrawal limit:

With the IDFC FIRST WOW! Credit Card, you don’t need to worry about emergency cash withdrawals. You can make a 100% cash withdrawal of the fixed deposit value. You can use the funds without paying any interest, as long as you pay your bill by the due date.

• 7.5% interest p.a.* on FD:
 

Your FIRST WOW! Credit Card is backed by a fixed deposit, that will continue to earn interest of up to 7.5% p.a.*.

*Bank interest rates are subject to change. Please check our latest FD interest rates here

• 4X Rewards on every spend:

What makes the FIRST WOW! Credit Card the best travel credit card is that every time you spend, you earn 4X reward points. These reward points never expire and you can redeem them instantly, anywhere online.

• Shop to your heart’s content:
 

No matter where you’re traveling, you can shop to your heart’s content with more than 300 merchant offers on your WOW! card.

• Dine across 1,500+ restaurants:

Explore different cuisines while you travel and enjoy up to 20% discounts at more than 1,500 restaurants with your FIRST WOW! Credit Card.

• Complimentary roadside assistance:

With the FIRST WOW! Credit Card, you can enjoy complimentary roadside assistance anywhere in the country up to 4 times a year. If you love to take road trips, this is a feature that will go a long way.

• Personal accident cover:

Travel with peace of mind with a personal accident cover of Rs 20,000.

In conclusion

With the IDFC FIRST WOW! Credit Card, you can make your travel dreams a reality, pay for purchases with rewards points and convert purchases over Rs 2,500 into convenient EMIs. With lenient eligibility criteria and a streamlined application process, you can conveniently sign up online for an IDFC FIRST Bank credit card offering extensive travel benefits.  

Apply for Credit Card today and save, splurge, and explore!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.