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Loan Against Property - Eligibility & Documentation

ELIGIBILITY

MSMEs/non-individual entities

  • Companies (Pvt. Ltd.)
  • Partnership firms
  • LLPs
  • Sole proprietorships, etc

Individuals

  • Salaried
  • Professionals
  • NRI’s

DOCUMENTATION

For Salaried

  • Photo Identity Proof, Address Proof: As per RBI defined KYC guidelines
  • Income Proof: Latest 2 years’ ITR/Form 16, Last 6 months’ bank statement reflecting salary credit, latest 3 months’ salary slips
  • Details of Running Loans: Sanction letter, amort schedule/account statement
  • Property Document: Complete chain of property title deeds, approved layout/plan

For Self-Employed

  • Photo Identity and Address Proof: As per RBI defined KYC guidelines.
  • Business Proof: Shop Act License/MOA & AOA/GST registration/ITR, Partnership Deed.
  • Income Proof: 12 months’ bank statement and GST returns, last 2 years’ ITRs and audited financials
  • Details of Running Loans: Sanction letter, amort schedule/account statement
  • Property Document: Complete chain of property title deeds, approved layout/plan