Dear Cardmember,

Please take a moment to review the information provided below.

• ATM Cash Withdrawal Fees :  We are delighted to inform you that our unique feature of ATM cash withdrawal at 0% interest will now be offered at a reduced fee. The existing fee of ₹250 + GST has been reduced to ₹199 + GST.

• Fuel Surcharge Waiver : IDFC FIRST Bank Credit Card provides 1% fuel surcharge waiver to its cardmembers across all fuel stations. Effective March 3rd, 2023, fuel surcharge waiver will be applicable for transactions of minimum ₹ 200 and maximum ₹5,000. This will be a great benefit for all your fuel purchases done using IDFC FIRST Bank Credit Card.

• Rent Payments : Effective March 3rd, 2023, Rent payments made through your IDFC FIRST Bank Credit Card will attract a fee of 1% + GST on the total transaction amount. You’ll however continue to earn reward points on all these transactions as per the current reward earn structure on your respective credit card. The Bank also provides you easy & convenient EMI conversion of these transactions as well as total statement balance at low interest rates. This is available for flexible tenures starting from 3 months up to 36 months

Click here to know the updated terms and conditions

We want to assure you that these changes have been made to ensure that we continue to offer you the best possible service and benefits.

We would also like to reiterate how we have always put YOU FIRST by creating our super rewarding range of Credit Cards, loaded with powerful features.

• Zero Joining Fees! Zero annual fees! with no minimum spend conditions

• You earn up to 10X Rewards that never expire

• Your Reward Points as good as cash, redeemable anywhere online

• You get great offers & discounts on your favorite merchants, everyday of the week

• You can EMIfy your Credit Card transactions & balances at low interest rates

• You can pay other Bank credit card outstanding using your IDFC FIRST Bank Credit Card and convert it to EMI. Do check the mobile app for offer eligibility

Thank you for being a valued Credit Card Customer.