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IDFC FIRST Bank Deposits
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
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That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Parameter | Details | ||||
Minimum Entry Age | Life Assured | 0 years | |||
Policyholder (LongLife Goal with Waiver Of Premium) | 18 years | ||||
Policyholder (LongLife Goal without Waiver Of Premium) | |||||
Maximum Entry Age | Life Assured | 65 years | |||
Policyholder (LongLife Goal with Waiver Of Premium) | |||||
Policyholder (LongLife Goal without Waiver Of Premium) | No limit | ||||
Minimum & Maximum Age at Maturity | 99 years | ||||
Policy Term | 99 minus Age at Entry of Life Assured | ||||
Premium Payment Term (PPT) | 10 to 25 years | ||||
Minimum Age at end of PPT | Life Assured | Policyholder | |||
10 years | 28 years | ||||
Maximum Age at end of PPT | Life Assured | Policyholder (LongLife Goal with Waiver Of Premium) | Policyholder (LongLife Goal without Waiver Of Premium) | ||
75 years | No limit | ||||
Minimum Premium | Frequency | Yearly | Half-yearly | Quarterly | Monthly |
Premium (in Rs.) | 25,000 | 12,500 | 6,250 | 2,500 | |
Quarterly & Monthly premium payment frequency will be available under auto-debit options as approved by RBI | |||||
Maximum Premium | No limit | ||||
As per maximum Sum Assured and Board Approved Underwriting Policy | |||||
Premium Payment Frequency | Yearly, Half-yearly, Quarterly and Monthly | ||||
Minimum & Maximum Sum Assured | 10 times Annualized Premium |
Age calculated is Age as at the last birthday
Prevailing Sum Assured is based on the prevailing Annualized Premium and applicable Sum Assured multiplier
Risk will commence immediately on date of commencement of Policy. In case of a minor life, the Policy will vest on the Life Assured on attainment of age 18 years and the life assured becomes the owner of the Policy. The original Policyholder ceases to be the owner of the Policy and the Waiver of Premium benefit cover will continue on his/her life.