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Parameter | Details | ||||
Minimum Entry Age | Life Assured | 0 years | |||
Policyholder (LongLife Goal with Waiver Of Premium) | 18 years | ||||
Policyholder (LongLife Goal without Waiver Of Premium) | |||||
Maximum Entry Age | Life Assured | 65 years | |||
Policyholder (LongLife Goal with Waiver Of Premium) | |||||
Policyholder (LongLife Goal without Waiver Of Premium) | No limit | ||||
Minimum & Maximum Age at Maturity | 99 years | ||||
Policy Term | 99 minus Age at Entry of Life Assured | ||||
Premium Payment Term (PPT) | 10 to 25 years | ||||
Minimum Age at end of PPT | Life Assured | Policyholder | |||
10 years | 28 years | ||||
Maximum Age at end of PPT | Life Assured | Policyholder (LongLife Goal with Waiver Of Premium) | Policyholder (LongLife Goal without Waiver Of Premium) | ||
75 years | No limit | ||||
Minimum Premium | Frequency | Yearly | Half-yearly | Quarterly | Monthly |
Premium (in Rs.) | 25,000 | 12,500 | 6,250 | 2,500 | |
Quarterly & Monthly premium payment frequency will be available under auto-debit options as approved by RBI | |||||
Maximum Premium | No limit | ||||
As per maximum Sum Assured and Board Approved Underwriting Policy | |||||
Premium Payment Frequency | Yearly, Half-yearly, Quarterly and Monthly | ||||
Minimum & Maximum Sum Assured | 10 times Annualized Premium |
Age calculated is Age as at the last birthday
Prevailing Sum Assured is based on the prevailing Annualized Premium and applicable Sum Assured multiplier
Risk will commence immediately on date of commencement of Policy. In case of a minor life, the Policy will vest on the Life Assured on attainment of age 18 years and the life assured becomes the owner of the Policy. The original Policyholder ceases to be the owner of the Policy and the Waiver of Premium benefit cover will continue on his/her life.