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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
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1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Apply NowPlan Options |
Option 1 – Immediate Income Option Option 2 – My Income Option |
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Plan Parameters |
Non-POS |
POS |
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Minimum |
Maximum |
Minimum |
Maximum |
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Age% at Entry |
30 days |
65 years |
30 days |
55 years |
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Age% at Maturity |
18 years |
100 years |
18 years |
65 years |
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Premium Payment Term (PPT) |
For Option 1: 5 years For Option 2: Single Pay – 1 year Regular/Limited pay - 5 years |
For Option 1: 12 years For Option 2: Regular/Limited pay - 30 years |
For Option 1: 5 years For Option 2: Single Pay: 1 year Regular/Limited Pay: 5 years |
For Option 1: 10 years For Option 2: Regular Pay: 20 years Limited pay: 19 years |
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Policy Term (PT) |
Option 1: 10 years Option 2: Single Pay: 5 years Regular Pay: Same as PPT Limited Pay: PPT + 1 |
For Option 1: 24 years For Option 2: Single Pay: 60 years Regular Pay: Equal to PPT Limited Pay: 60 years |
For Option 1: 10 years For Option 2: Single Pay: 5 years Regular pay: Equal to PPT Limited Pay: PPT+1 |
For Option 1: 20 years For Option 2: Single Pay: 20 years Regular pay: Equal to PPT Limited Pay: 20 years |
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Basic Sum Assured |
Single Pay Single Life |
No Limit, subject to the Board Approved Underwriting Policy (BAUP) |
Single Pay Single Life |
Corresponding to a maximum Death Benefit of ₹25 lakhs |
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Death Benefit Multiple |
Sum Assured |
Death Benefit Multiple |
Sum Assured |
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10 |
₹50,000 |
10 |
₹50,000 |
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7 |
₹35,000 |
7 |
₹35,000 |
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1.25 |
₹6,250 |
1.25 |
₹6,250 |
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Joint Life (Death Benefit Multiple 7): 1st Death: ₹6,250 2nd Death: ₹35,000 |
Joint Life (Death Benefit Multiple 7): 1st Death: ₹6,250 2nd Death: ₹35,000 |
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Regular/Limited pay: Option1: ₹2,40,000 Option 2: ₹1,68,000 |
Regular/Limited pay: Option 1: ₹2,40,000 Option 2: ₹1,68,000 |
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Premium (without discount) |
Single Pay: ₹5,000 Limited Pay /Regular Pay: ₹24,000 p.a. |
No Limit, subject to the Board Approved Underwriting Policy (BAUP) |
Single Pay: ₹5,000 Limited Pay /Regular Pay: ₹24,000 p.a. |
Corresponding to a maximum Death Benefit of ₹ 25 lakhs |
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Premium Payment Mode |
Annual / Half-yearly / Quarterly / Monthly |
In a joint life policy, the age limit is applicable for both lives %Any reference to age is as on last birthday
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