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Interest rate range of contracted loans for the past quarter

Product Min ROI Max ROI Weighted Avg. ROI
Personal Loan 10.99 25.00 13.73
Business Loans 10.76 19.50 15.00
Commercial Vehicles Loan 9.36 24.00 12.33
Construction equipment business  9.40 17.26 10.78
Home Loan 8.75 10.50 9.20
Loan Against Property 9.25 11 9.51
Small Ticket Loan against Property 10.25 15.5 11.55
Micro Business Loans 9.90 28.00 18.12
New Car Loans 9.25 11.10 9.75
Used Car Loans 9.99 20.00 13.99
Two Wheeler Loans  9.51  25.93  17.62
Cross-Sell Personal Loan (Personal Loan to existing customers) 12.00 35.50 24.32
Consumer Durable Loan 10.10 36.00  22.07
Inventory Funding 9.95 14.00 11.10
Education Loan 9.25 13.45 10.88
Gold Loan 9.84 19.00 12.50
Digital Lending 10.9 26 16.62
Rural Personal Loan  13.50  24  20.96
Rural Cross-Sell Personal Loan Two Wheeler (Personal Loan to existing customers) 21 35.89 27.57
Rural Cross-Sell Personal Loan Consumer Loan(Personal Loan to existing customers) 11.99 35.5 25.9
Kisan Credit Card (KCC)  8.75  15.3  10.9
Tractor Loan 12 20.83 14.63
JLG Loans 21.5 22.5 22.48
Micro Enterprise Loans 16 28 24.13
Rural Commercial Vehicle Loans 11 23.5 15.7
Rural Loan Against Property 9 21.5 16.31
Rural Home Loans 8.6 17.5 12.09
Suvidha Shakti 22.5 22.5 22.5
Rural Gold Loan 10.8 20 13.15
Rural New Car Loans 9.25 11.10 9.75
Rural Used Car Loans 9.99 20.00 13.99
Rural Education Loan 9.25 13.45 10.88
Rural Used Commercial Vehicle 11 23.5 17.84
Loan Against Share 9.5
Rural Trade Finance  24.00 24.00 24.00

Interest rates displayed above are "excluding staff loans"

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