What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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- Accounts
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Deposits
IDFC FIRST Bank Deposits
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Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
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Payments
IDFC FIRST Bank Payments
View all Payments - Cards
- Rocket Current Account
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Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
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Corporate Lending
IDFC FIRST Bank Lending
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Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
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Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading
Account - Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Interest rate range of contracted loans for the past quarter
| Product | Minimum ROI | Maximum ROI | Average ROI |
| Personal Loan** | 9.00 | 36.00 | 14.6 |
| Business Loans | 9.25 | 33.95 | 15.65 |
| Commercial Vehicles Loans | 8.13 | 23.99 | 13.62 |
| Construction Equipment Loans | 8.25 | 18.50 | 9.76 |
| Home Loan | 7.95 | 11.00 | 9.09 |
| Loan Against Property | 8.50 | 13.00 | 9.25 |
| Suvidha Loan Against Property | 8.75 | 16.00 | 12.75 |
| Micro Business Loans | 10.50 | 28.10 | 21.69 |
| Supply Chain Finance | 9.50 | 18.00 | 11.09 |
| New Car Loans | 8.39 | 10 | 8.49 |
| Used Car Loans | 10 | 18 | 14.33 |
| Two Wheeler Loans | 4.21 | 20.40 | 9.51 |
| Cross-Sell Personal Loan (Personal Loan to existing customers) | 11.10 | 35.50 | 26.65 |
| Consumer Durable Loan | 9.5* | 36.00 | 22.75 |
| Inventory Funding | 8.50 | 17.00 | 10.30 |
| Education Loan | 8.40 | 14.25 | 11.14 |
| Gold Loan | 9.15 | 18.0 | 11.31 |
| Digital Lending | 11.0 | 34.0 | 14.89 |
| Kisan Credit Card (KCC) | 9.0 | 14.75 | 11.38 |
| Tractor Loan | 12.0 | 20.0 | 13.67 |
| JLG Loans | 23.0 | 24.50 | 24.43 |
| Micro Enterprise Loans | 19.0 | 28.0 | 25.98 |
| Rural Two Wheeler Loans | 9.02 | 25.59 | 16.38 |
| Rural Commercial Vehicle Loans | 10.0 | 21.0 | 16.35 |
| Business Banking (BBG) | 7.50 | 14.00 | 9.14 |
| RLSP | 8.5 | 18 | 9.89 |
| Rural Loan Against Property | 8.25 | 19.00 | 18.09 |
| Rural Home Loans | 8.40 | 16.50 | 14.31 |
| Suvidha Shakti | 24.0 | 24.50 | 24.47 |
| Rural Consumer Durable Loan | 9.55 | 28.91 | 15.86 |
| Rural New Car Loans | 8.50 | 11.50 | 9.10 |
| Rural Used Car Loans | 10.0 | 18.01 | 15.15 |
| Rural Gold Loan | 9.5 | 18 | 16.24 |
| Rural Personal Loan | 15.0 | 26.50 | 23.13 |
| Rural Cross-Sell Personal Loan (Personal Loan to existing customers) | 11.08 | 35.47 | 29.18 |
* For tenure 36 months and above, minimum is 10%
** For Personal loan Interest Rate mentioned above is Monthly Reducing Rate of Interest
** Personal loan interest rate is fixed and not floating
