-
Customer care hotline Call 1800 10 888
Are you ready for an upgrade?
Login to the new experience with best features and services
Notifications
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
-
Activate your Credit Card within minutes and enjoy unlimited benefits
Accounts
Deposits
Loans
- IDFC FIRST Bank Loans
-
Personal Loan
-
Consumer Durable
Loan -
Home Loan
-
Business Loan
-
Professional Loan
-
Education Loan
-
New Car Loan
-
Pre-owned Car Loan
-
Two Wheeler Loan
-
Pre-owned Two
Wheeler Loan -
Commercial Vehicle
Loan -
Gold Loan
-
Loan Against Property
-
Loan Against Securities
-
Easy Buy EMI card
-
Personal Loan
EMI Calculator -
Education Loan
EMI Calculator -
Home Loan
EMI Calculator
Wealth & Insure
Payments
Cards
- IDFC FIRST Bank Cards
-
Ashva :
Metal Credit Card -
Mayura :
Metal Credit Card -
FIRST Millennia
Credit Card -
FIRST Classic
Credit Card -
FIRST Select
Credit Card -
FIRST Wealth
Credit Card -
FIRST WOW!
Credit Card -
Forex Card
-
Deals
-
Debit Cards
-
Co-branded Cards
-
Credit Card
EMI Calculator -
FIRST Corporate
Credit Card -
FIRST Purchase
Credit Card -
FIRST Business
Credit Card
Premium Metal
0% Forex & Travel
Lifetime Free
- Max benefits, Free for life
-
FIRST Classic10X RewardsShoppingNever Expiring Rewards
-
FIRST Millennia10X RewardsShoppingNever Expiring Rewards
-
FIRST Select10X RewardsLifestyle1.99% Forex
-
FIRST Wealth10X RewardsLifestyle1.5% Forex
-
FIRST WOW!RewardsTravelZero Forex
-
LIC ClassicRewardsInsuranceShopping
-
LIC SelectRewardsInsuranceShopping
10X Rewards
- Reward Multipliers
-
AshvaLifestyleMetal₹2,999
-
MayuraLifestyleZero Forex₹5,999
-
FIRST ClassicNever Expiring RewardsShoppingLifetime Free
-
FIRST MillenniaNever Expiring RewardsShoppingLifetime Free
-
FIRST SelectNever Expiring RewardsLifestyleLifetime Free
-
FIRST WealthNever Expiring RewardsLifestyleLifetime Free
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Corporate Account
Cash Management Services
Corporate Lending
Treasury
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Offers
About Us
Investors
Careers
ESG
Travel insurance is a crucial element of any trip, offering protection against unexpected situations such as cancellations, medical emergencies, or lost baggage. IDFC FIRST Bank Credit Cards combine luxury travel benefits with robust insurance coverage to ensure your journeys are stress-free and secure. With features tailored to address your needs, these credit cards allow you to travel confidently, knowing that you are well-protected against unforeseen expenses.
Common types of travel insurance offered by credit cards
Credit cards come with numerous features to enhance your travel experience. Travel insurance is an important feature that lets you enjoy your trips with complete peace of mind. Here are some common travel insurance benefits that IDFC FIRST Bank Credit Cards offer:
1. Trip cancellation and interruption insurance
Life is unpredictable, and sometimes plans change unexpectedly. Trip cancellation and interruption insurance reimburse you for non-refundable expenses due to covered reasons like illness, natural disasters, or travel restrictions.
With premium metal credit cards from IDFC FIRST Bank like Ashva and Mayura, you get coverage for cancellations, ensuring you don't bear financial losses if your travel plans are disrupted. You can claim a trip cancellation reimbursement of up to ₹25,000 with the Ashva Credit Card and up to ₹50,000 with the Mayura Credit Card, twice a year.
2. Baggage loss and delay insurance
Lost or delayed baggage can derail the start of your journey. Credit cards with this coverage compensate you for essential purchases, such as clothing and toiletries, or for the loss of your belongings.
The Ashva and Mayura cards not only offers baggage insurance cover of up to USD 1200 but also enhances your experience with luxury benefits like airport lounge access at domestic and international locations. You can travel stress-free, knowing your belongings are protected.
3. Medical emergency insurance
Medical emergencies abroad can be expensive and stressful. Credit cards offering this insurance cover hospitalisation costs, doctor visits, and sometimes even prescription medications.
With its robust personal accident insurance worth up to ₹10 lakhs and air accident cover worth ₹1 Crore, the Ashva, and Mayura Credit Cards ensure you have access to medical care during your travels, giving you peace of mind when venturing to new destinations.
Travel insurance turns challenges into minor inconveniences, ensuring you can focus on creating memories instead of worrying about disruptions.
How to maximise your credit card travel insurance?
Insurance coverage on your credit card may have certain terms and conditions and there are a few actions that you must take to maximise the benefits of your travel insurance, such as:
1. Understand your coverage
Familiarise yourself with the specific travel insurance benefits of your card, including coverage limits, exclusions, and claim procedures.
2. Keep records
Save all receipts, tickets, and other relevant documents. These are essential when filing claims and ensure a smoother reimbursement process.
3. File claims promptly
Submit claims as soon as possible, following the guidelines provided by your credit card issuer. Timely filing increases the likelihood of swift resolution.
4. Consider additional coverage
While credit card travel insurance is comprehensive, it may not cover everything. For high-risk trips, consider purchasing additional coverage for extra protection.
Conclusion
Travel insurance is an indispensable feature that adds value to your journeys, providing protection and financial security in unforeseen situations. IDFC FIRST Bank Credit Cards, such as Ashva and Mayura, offer a wide range of travel insurance benefits tailored to meet the needs of every traveller. By understanding and leveraging these benefits effectively, you can elevate your travel experience and explore the world with confidence and peace of mind.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.