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Planning a trip is exciting until you see how much flights can cost. Airfares often take up the biggest chunk of the budget, forcing you to compromise on hotels, experiences, or even the destination itself.
Enter the IndiGo IDFC FIRST Credit Card. It’s a travel card that rewards your everyday expenses with IndiGo BluChips, redeemable for flights. So instead of squeezing your vacation plans into a tight budget, you can plan smarter and fly for less, or for free. The best part? With both secured and unsecured options available, this travel card is within everyone’s reach!
Flights tend to be an indispensable part of your travel budget, but the least flexible.
Any solution that directly brings those fares down isn’t just helpful; it’s game-changing for how you plan your holiday.
IndiGo BluChips are reward points used to book IndiGo 6E flights. Traditionally, you only earn them by flying.
But with the IndiGo IDFC FIRST Dual Credit Card, you earn IndiGo BluChips without setting foot on a plane. You just need to use the card for your everyday expenses. You can apply for the card by paying a joining fee or by starting a minimum fixed deposit (FD) of ₹1 lakh, making it accessible to even those without a strong credit history.
Here’s how it works:
With this card, your regular spending becomes a strategy for cheap flight bookings.
Every time you swipe the card, you're earning your next trip. Here's the IndiGo BluChip earn rate:
Spend Category |
IndiGo BluChips per ₹100 |
IndiGo flight bookings (6E site/app) |
Up to 22 IndiGo BluChips (6 from the card + up to 16 from IndiGo based on your membership tier) |
All other spends (incl. UPI) |
3 IndiGo BluChips |
Utilities, fuel, rent, wallets, etc. |
0.5 IndiGo BluChips |
EMI or cash transactions |
Not eligible |
Your groceries, fuel, OTT subscriptions, and even rent payments now bring you closer to a free flight.
The unsecured card variant comes with generous welcome benefits on paying the joining fee:
Even better? On every renewal, both unsecured and secured FD-backed variants offer:
Earn vouchers worth up to 25,000 IndiGo BluChips annually by hitting the following spend milestones:
Annual spend (₹) |
Bonus IndiGo BluChips voucher |
₹2 lakh |
5,000 |
₹5 lakh |
5,000 |
₹8 lakh |
5,000 |
₹10 lakh |
5,000 |
₹12 lakh |
5,000 |
Note: IndiGo BluChips earned on milestone and welcome/renewal benefits are only valid for 6 months.
Used smartly, this card brings you closer to your next flight, without denting your travel budget.
Here’s how smart usage of this card turns your regular expenses into flight savings:
Use the card for all routine expenses months before your trip—fuel, subscriptions, shopping, groceries, and UPI. This ensures your IndiGo BluChip balance quietly builds up.
Spend on hotel bookings or activities first to rack up IndiGo BluChips. Don’t rush into booking flights. You’ll save more if you earn first, then redeem.
Plan purchases like electronics, appliances, or insurance premiums around the card’s milestone calendar to earn bonus vouchers of IndiGo BluChips.
Once your IndiGo BluChip pool is strong, book your IndiGo flight. Redeem them at checkout with no blackout dates. Stretch seats? Covered.
Use the card on your trip for meals, shopping, and cabs. These spends earn IndiGo BluChips too, setting you up for your next getaway.
Ready to make your vacation planning pay for itself? With the IndiGo IDFC FIRST Credit Card, you turn spending into flying. It’s not just smarter; it’s seamless.
Here’s why this card stands out:
Your next trip doesn’t have to drain your wallet. Start your vacation planning with the IndiGo IDFC FIRST Credit Card and get ready to take off smarter.
IndiGo BluChips earned on the card can be redeemed for any IndiGo 6E flight with no blackout dates. You can even use them to book flights for friends or family, making your vacation planning more flexible.
Yes, milestone bonuses and welcome/renewal vouchers of IndiGo BluChips are valid only for six months. To make the most of them, align your vacation planning to redeem these during peak travel windows.
Everyday purchases like groceries, subscriptions, fuel, and even UPI payments earn IndiGo BluChips. Big spends like furniture, gadgets, or annual bills help hit milestone bonuses, accelerating your rewards.
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