Customer care hotline Call 1800 10 888
Login to the new experience with best features and services
Virtual credit cards enhance usability, allowing customers to enjoy the rewards and security of traditional credit cards. While some issuers may charge fees, others offer virtual credit cards for free. These cards also offer unmatched safety, reducing the risks of theft or fraud.
But what is a virtual credit card? Let’s understand and explore its key features.
A virtual credit card is just like a physical card, with a unique card number, expiration date, and CVV, but without any physical form. UPI compatibility makes virtual credit cards in India ideal for all online payments.
Some of the key features of these cards are –
Using your virtual credit card is simple -
Additionally, you can use it at NFC-enabled POS machines. You can also link them to your UPI app for seamless payments via QR codes.
IDFC FIRST Bank offers an attractive virtual credit card option with its FIRST EA₹N Credit Card. This instant credit card is backed by a fixed deposit (FD) having a minimum value of ₹5000 and is therefore quickly approved. Follow these steps to apply for FIRST EA₹N Credit Card -
There are several compelling reasons to choose the FIRST EA₹N Credit Card as your virtual credit card. Some of them are -
Enjoy the benefits of rewards, extended credit periods, and cashback with the added safety of a virtual credit card. Make the most of your digital transactions with the FIRST EA₹N Credit Card — apply today!
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.